If you are a developer seeking financing for a community facility, and you are building, renovating or rehabilitating these types of facilities, then FCLF may be able to help with financing for your project.

  • Family Health Care Centers
  • Education Facilities, such as charter schools or mentoring programs
  • Social Services Facilities, providing services such as homeless, domestic violence, or other social services
  • Food Access Projects that provide greater access to fresh, healthy foods in low-income, underserved, food insecure communities.

Florida Community Loan Fund seeks to bring projects to low- and moderate-income communities throughout Florida. We offer financing to non-profit and mission based for-profit organizations. Loan types include:Photo, Tampa Family Health Center

  • Construction lines of credit
  • Rehab loans
  • Term and permanent loans
  • Refinancing in certain cases

FCLF current interest rates are from 4.25% to 5.75%, with terms of 7 to 10 years and amortizations up to 30 years.

You can learn more specific information about these lending programs: 

You can also visit our Downloads and Resources page. If you feel that FCLF financing could be a fit for your organization, we encourage you to Contact Us.

This institution is an equal opportunity provider.

We look forward to continuing our successful relationship with FCLF and working together to meet the needs of our communities.
- Nancy Merolla, VP/CRA Officer, Florida Community Bank