If you are a developer seeking financing for housing, and you are building, renovating or rehabilitating these types of housing, then FCLF may be able to help with financing for your project.  

  • Single Family Affordable Housing
  • Multi Family Affordable Housing
  • Supportive Housing, incuding social services for residents
  • Preservation of Multi-Family Affordable Rental Housing

Florida Community Loan Fund seeks to bring projects to low- and moderate-income communities throughout Florida. We offer financing to non-profit and mission based for-profit organizations. Loan types include:Affordable Home in SW Florida

  • Construction lines of credit
  • Rehab loans
  • Term and permanent loans
  • Refinancing in certain cases

FCLF current interest rates are from 4.5% to 6.5%, with terms of 7 to 10 years and amortizations up to 30 years.

You can learn more specific information about these lending programs:

You can also visit our Downloads and Resources page. If you feel that FCLF financing could help your project be a success, we encourage you to Contact Us.

This institution is an equal opportunity provider.

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FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, thus broadening our platform and deepening our portfolio of products and services.
- Kent Adcock, Chief Executive Officer, Habitat for Humanity of Lake-Sumter, FL