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20 YEARS of improving Florida communities.

SUCCESSFUL OUTCOMES through $306 million in financing.

Social Impact reaching 183,000 Floridians every year.

Success Stories from FCLF Partners

  • Housing Authority of the City of Stuart

    Housing Authority of the City of Stuart

    The Housing Authority of the City of Stuart, with financing from FCLF,  purchased buildings that contain existing rental housing. This will continue to provide affordable rental housing for low-income area families. Read More
  • Pathway 2 Success

    Pathway 2 Success

    Pathway 2 Success will renovate and build new affordable homes for low-income families in St. Pete, with a line of credit from Florida Community Loan Fund. Read More
  • Tampa Bay CDC

    Tampa Bay CDC

    Tampa Bay CDC will purchase & rehab affordable homes in Pasco and Pinellas Counties with financing through a line of credit from Florida Community Loan Fund. Read More
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Borrowing from FCLF

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Learn more about putting our expertise and capital to work to help your project succeed.

Investing in FCLF

Investor Built Home

Learn more about investing in Florida's communities, with high impact results from economic development .

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AERIS Rated 3 stars AA policy plus

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Chief Executive Officer

Esteban I 2015 Oct 70wIgnacio Esteban is Chief Executive Officer of the Florida Community Loan Fund, a statewide nonprofit community development financial institution providing capital and expertise to help community development projects succeed throughout Florida. Mr. Esteban joined the organization in 1997 and has led the organization since 2000; during that time FCLF has increased its financing from $2.3 million to $278 million including NMTC financing. Mr. Esteban develops and executes strategic direction and oversees the lending, finance, government relations, marketing, and development functions of the organization. Esteban has 24 years of experience at the local, state and national level in the field of community development finance. Formerly, he worked at the National Federation of Community Development Credit Unions (New York) and at Community Trust Federal Credit Union (Apopka, FL) ‒ a community development credit union serving farmworkers. During his tenure as Board Chair for the Opportunity Finance Network, the organization grew significantly and gained relevance at a national level. He led the OFN board through a strategic planning process that culminated in a 15-year strategic plan. Currently, he is a member of its NMTC Advisory Committee. Additionally, Esteban serves on the JP Morgan Chase Community Advisory Board, TD Bank’s NMTC Advisory Board and Banco Popular’s NMTC Advisory Board. He is a former board member of Partners for the Common Good and the CDFI Coalition. A native of Puerto Rico, Mr. Esteban earned a degree in Finance and Business Administration from the University of Central Florida, and an MBA from the Crummer Graduate School of Business at Rollins College where he was the 2005 recipient of the Martin L. Bell Scholarship.