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20 YEARS of improving Florida communities.

SUCCESSFUL OUTCOMES through $252 million in financing.

Social Impact reaching 39,000 Floridians every year.

Success Stories from FCLF Partners

  • Pathway 2 Success

    Pathway 2 Success

    Pathway 2 Success will renovate and build new affordable homes for low-income families in St. Pete, with a line of credit from Florida Community Loan Fund. Read More
  • Tampa Bay CDC

    Tampa Bay CDC

    Tampa Bay CDC will purchase & rehab affordable homes in Pasco and Pinellas Counties with financing through a line of credit from Florida Community Loan Fund. Read More
  • Florida Home Partnership

    Florida Home Partnership

    With financing from Florida Community Loan Fund, FCLF, Florida Home Partnership will build single family homes in Pasco County and a community center in Hillsborough County. New homeowners contribute sweat equity to earn down payment assistance.  Read More
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Borrowing from FCLF

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Learn more about putting our expertise and capital to work to help your project succeed.

Investing in FCLF

Investor Built Home

Learn more about investing in Florida's communities, with high impact results from economic development .

Tweet @FCLFOrg

In Ft Lauderdale a luxury home costs 8x that of #affordablehousing. 7 of 10 most "unequal" cities are in #Florida. https://t.co/LnnS5VIQoC
What 53 New Markets Tax Credit Projects Say About the Treasury Program #NMTC https://t.co/BkMBtARx7L

AERIS Rated 3 stars AA policy plus

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Loan Portfolio Analyst

angov-k-2014-70wKelly Baldwin has been with FCLF since 2005. In her position as Loan Portfolio Analyst, Kelly is responsible for loan servicing and administration, communication with our borrowers, producing monthly lending reports for internal as well as external uses, and supporting the lending team in all aspects.  Her prior experience includes wholesale lending, warehouse lending, and corporate accounting.  She graduated from the University of Central Florida with a Bachelor’s degree in Finance and International Business.