TTHI TGriffin Veteran 2016 09FCLF's mission is to offer expertise and capital to help make projects successful and help organizations improve lives and communities. Our goal is to help organizations build, acquire and rehab projects – ultimately, to help people. We believe a community is defined by its components: housing, schools, healthcare, grocery stores, local businesses. Our loans help strengthen the building blocks of communities by providing resources to help local non-profit and mission-based for-profit organizations achieve their missions.

For 20 Years FCLF has provided Expertise and Capital to provide building blocks of Florida communities.   

Here are some of the ways we have touched lives and communities through our financing programs. 

As of December 31, 2016, FCLF has achieved...

Cum Financing 2016 12 31

$278 million in total financing, totaling
241 loans
through its community development and preservation lending, and

19 transactions through the New Markets Tax Credit Program.


Housing Units 2016 12 31

Our borrowers provide affordable housing, for sale and rent, to households that meet low-income criteria. As of December 31, 2016, FCLF has financed
4,529 affordable housing units.
Supportive housing is financed through FCLF for low-income residents who are at-risk or have special needs. This type of housing typically provides social services on site. FCLF financing has provided
1,244 supportive housing units.
Facilities 2016 12 31FCLF also finances community facilities that serve low-income families and neighborhoods. These include health care, education, and other social service facilities. As of December 31, 2016, FCLF has financed or provided NMTC for
117 community facilities,
totaling 1.9 million square feet

Jobs 2016 12 31

When a project obtains financing through FCLF, jobs are provided either as newly created jobs or retained jobs that may have been eliminated had the project not proceeded. Through December 31, 2016, FCLF projects created or retained
7,734 temporary construction jobs and
2,303 permanent jobs.
Projects financed through FCLF and our NMTC program have also provided social services to an estimated 151,689 individuals each year.
Svcs Received 2016 12 31

In addition to these measurable impacts, we also work to improve public policies that:

  • affect the operating environment in which our borrowers work,
  • create opportunities for increasing the capacity for non-profit developers, and
  • promote transparent accountable strategies for increasing the flow of capital for community and economic development in low- and moderate-income communities.

Our efforts also include educating state and federal elected officials on the role of Community Development Financial Institutions (CDFIs) as important intermediary institutions with the capacity to leverage state and federal dollars to achieve greater impact.

To read more about organizations we have financed, we invite you to Meet Our Borrowers. Our Statewide Impact Map also has more information on our financing throughout Florida.

Here is a snapshot of FCLF's Loan Portfolio at June 30, 2016.

Loan Portfolio 2016 06 30 300w