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20 YEARS of improving Florida communities.

SUCCESSFUL OUTCOMES through $252 million in financing.

Social Impact reaching 39,000 Floridians every year.

Success Stories from FCLF Partners

  • Pathway 2 Success

    Pathway 2 Success

    Pathway 2 Success will renovate and build new affordable homes for low-income families in St. Pete, with a line of credit from Florida Community Loan Fund. Read More
  • Tampa Bay CDC

    Tampa Bay CDC

    Tampa Bay CDC will purchase & rehab affordable homes in Pasco and Pinellas Counties with financing through a line of credit from Florida Community Loan Fund. Read More
  • Florida Home Partnership

    Florida Home Partnership

    With financing from Florida Community Loan Fund, FCLF, Florida Home Partnership will build single family homes in Pasco County and a community center in Hillsborough County. New homeowners contribute sweat equity to earn down payment assistance.  Read More
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Borrowing from FCLF

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Learn more about putting our expertise and capital to work to help your project succeed.

Investing in FCLF

Investor Built Home

Learn more about investing in Florida's communities, with high impact results from economic development .

Tweet @FCLFOrg

How #healthy is your county? Interactive map shows how your area stacks up. @RWJF https://t.co/Gx5N6OS949 https://t.co/Qh7yDHymd8
South Florida ranked as the hardest place in nation for low-income renters to find #affordablehousing https://t.co/4fFbjxfzPf

AERIS Rated 3 stars AA policy plus

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SVP; Business Banking Market Executive

Central Florida

Bank of America Merrill Lynch

Rivera V 2017 70wVictor leads a team of Relationship Managers that are responsible for managing Commercial Relationships with companies with revenues greater than 5 million. The team works with clients and prospects to help them grow their business. Victor also serves as the Market Integration Executive for the Metro Market of Orlando.

Victor holds a Bachelor’s Degree in Business Administration with a major in accounting from the University of Puerto Rico.

Victor resides in Orlando, FL and in addition to Florida Community Loan Fund, he serves on the board of directors of Boston Community Capital and is Chairman of the Boston Community Loan Fund. In addition, he serves as the Vice Chair for the board of directors of the Hispanic Business Initiative Fund in Orlando. He is also the Executive Sponsor for the Hispanic/Latino Organization for Leadership Advancement (HOLA) Central FL Chapter.