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    LEADING CAPITAL
    to maximize opportunities across Florida.

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    SUCCESSFUL OUTCOMES through $560 million in financing.

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    SOCIAL IMPACT reaching 1 million Floridians every year.

Through Capital and Expertise, We Drive Positive Economic and Social Change.

2022 Annual Report: Opportunity  

2019-2024 Strategy: Maximizing Opportunities for People and Places Outside the Economic Mainstream.

Success Stories from FCLF Partners

South Florida Community Land Trust, 350 NW 6th St

South Florida Community Land Trust will build affordable multifamily housing in Miami Overtown, with land acquisition financing from FCLF.
Read this Success Story View all Success Stories

Project Peach

With FCLF financing, Project Peach will provide affordable rental housing and space for community-based nonprofits in Miami’s Overtown.
Read this Success Story View all Success Stories

Saint Stephen's Way

Saint Stephen's Way will provide affordable housing and supportive services for families with school children.
Read this Success Story View all Success Stories

Borrowing from FCLF

Borrower Showcase 2018
Learn more about putting our expertise and capital to work to help your project succeed.

Investing in FCLF

Yellow home 2018
Learn more about investing in Florida's communities, with high impact results from economic development.

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Judith Rimbey, OP

Business Office Assistant

Cardinal Newman High School, West Palm Beach

Rimbey J 2015 70wSister Judith Rimbey, OP, has experience in finance, accounting, and benefits management, both in public firms and in nonprofit organizations, including religious congregations and large healthcare facilities. She is currently the Business Office Assistant at Cardinal Newman High School in West Palm Beach, FL. In previous positions, with Rosarian Academy in West Palm Beach and the Religious of the Sacred Heart of Mary in New York, Sr. Judith was responsible for all business office operations, tuition payments, student scholarships, annual budget and audit, employee benefits, compliance, insurance, and investments. Her career spans over 25 years.

Sr. Judith Rimbey holds a B.S. in Accounting and a Master of Accountancy from Case Western Reserve University. She is a member of the Florida Community Loan Fund Board, where she serves as Treasurer, as well as a member of the FCLF Finance Committee. She also serves as a Trustee on the Grand Rapids Dominican Charitable Trust.

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

“Our partnership with FCLF makes an enormous difference in overcoming the challenge of providing affordable housing." – Jo Ann Nesbitt, President/CEO

St. Jude Great Commission CDC

“We cannot thank FCLF enough for this partnership, creating permanent housing for our neighbors in need, and their commitment to Florida communities.” – Shannon Nazworth, President & CEO

Ability Housing

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

“FCLF will help us have significant ongoing impact in West Lakes as we help families set roots in this community.” – Camille Reynolds, Executive Director

Hannibal Square CLT

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"FCLF is a difference maker! Their team provides solutions to bring about real change in a community." – Tim Marks, President & CEO

Metropolitan Ministries

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

"Without the FCLF initial loan to purchase land, we might not have been able to move forward with farmworker housing." – Peter Routsis-Arroyo, CEO, Catholic Charities, Diocese of Venice

Casa San Juan Bosco

“FCLF provides stability for families, strengthens the region, and helps Truist fulfill our purpose to inspire and build better lives and communities." – Sandy Hostetter, Central Florida Region P

Truist

"FCLF understood our context, embraced the project vision, and were willing to make an investment that others deemed as too risky." – Lynn Brockwell-Carey, Executive Director

Neighbor Up Brevard

“Expanding our facility with NMTC financing provides the Overtown community resources necessary to provide a fighting chance to break down barriers and break the cycles of poverty.” – Tina Brown, CEO

Overtown Youth Center

"We appreciate the accomplishments your organization attains." - Robert Sucher, Executive VP

Sabadell United Bank

“We are proud to partner with FCLF on this project, which expands access to innovative, quality, comprehensive primary healthcare in our communities.” – Annie Neasman, President & CEO

Jessie Trice Community Health

"We consider FCLF a valued partner and strong advocates for low-income communities and families. We look forward to many more years of working together." – Jennifer Westerbeck, Vice President

US Bancorp CDC

"FCLF staff shares our vision and commitment to serve needy families and provide a high quality education to all children." – Thomas Cole, Founder

Emma Jewel Charter Academy

“FCLF is much more than a financing entity; they are the ultimate partner. They are on the front line protecting and building resources for the most vulnerable in our community."– Seth Eisenberg

Purpose Built Families Foundation

“Thanks to FCLF adults with disabilities are living independently, fully included in their community." – Sheryl Soukup, Exec Dir

Residential Options of Florida

"BankUnited understands the challenges facing our communities; we applaud FCLF's efforts. Thank you for making our community a better place to live." – Katrina Wright, VP Comm. Dev.

BankUnited

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AERIS 2017 3stars AA policyplus CDFI FCSEAL LOGO COLOR 100w FHLBank 2017 OFN Member 2017
 
Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.