About Us

  FCLF Our Impact at 2017 12 31

Our Vision: Opportunity and dignity exist for every person and community in Florida.
Our Mission: Our expertise and capital make projects successful and help organizations improve lives and communities. 

Florida Community Loan Fund (FCLF) is a state-wide Community Development Financial Institution (CDFI). Established in 1994 as a 501(c)(3), we are a mission-based nonprofit organization dedicated to improving low-income communities throughout Florida by delivering flexible financing and staff expertise.

Our lending provides various types of financing to meet the needs of nonprofit organizations and mission-based for-profit organizations that develop affordable housing, supportive housing, community facilities, and economic development projects. This can include loans for new construction, preservation, rehab, acquisition, lines of credit, and/or longer term permanent financing.

Our financing is made possible by FCLF's strong track record of performance and partnership with investors. These investors include foundations, religious organizations, financial institutions, government entities, trade associations, corporations and individuals – all of which support FCLF's mission in various ways. Their support includes permanent capital contributions, debt capital investments, equity equivalent investments, and general operating support contributions.

For 20 Years FCLF has provided Stability and Success in Florida communities.

We invite you to learn more about the Florida Community Loan Fund by exploring our website and joining our email list, and to contact us if you have additional questions.

  FCLF News and Updates

News about the impact of the Florida Community Loan Fund, our partners, and events that affect community development throughout Florida...
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All FCLF-financed projects have a direct social impact on the low-income communities we serve...

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FCLF maintains Standing Committees with representatives from our Investors, our Borrowers, and Technical Experts...

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FCLF came alongside us and made it possible for our vision to be realized. Many special needs and low-income students can now access the educational services that they need.
- Charlotte Tollefson, Director & Founder, Woodlawn Community Academy