If you are a developer seeking financing for a community facility, and you are building, renovating or rehabilitating these types of facilities, then FCLF may be able to help with financing for your project.

  • Family Health Care Centers
  • Education Facilities, such as charter schools or mentoring programs
  • Social Services Facilities, providing services such as homeless, domestic violence, or other social services
  • Food Access Projects that provide greater access to fresh, healthy foods in low-income, underserved, food insecure communities.

Florida Community Loan Fund seeks to bring projects to low- and moderate-income communities throughout Florida. We offer financing to non-profit and mission based for-profit organizations. Loan types include:Photo, Tampa Family Health Center

  • Construction lines of credit
  • Rehab loans
  • Term and permanent loans
  • Refinancing in certain cases

FCLF current interest rates are from 4.25% to 5.75%, with terms of 7 to 10 years and amortizations up to 30 years.

You can learn more specific information about these lending programs: 

You can also visit our Downloads and Resources page. If you feel that FCLF financing could be a fit for your organization, we encourage you to Contact Us.

This institution is an equal opportunity provider.

FCLF has a keen knowledge of challenges and opportunities in Florida. We are confident that our investment will be used to develop important projects that improve the lives of low-income people.
- Kathleen Rizzo Young, Sr. VP, Community Development, HSBC Bank USA, N.A.