FCLF provides capital and expertise to help projects succeed and improve low-income communities through its flexible financing programs:

Community Development Fund: Commercial loans for affordable housing, supportive housing, the development of community facilities and economic development projects.

Food Access Financing: Flexible financing for projects that provide greater access to fresh, healthy foods in low-income, underserved, food insecure communities.

New Markets Tax Credit Strategies: This federal program allows tax credits for qualified low income community investments. Loans are for the construction or major renovation of real estate projects located in highly distressed, low-income census tracts.

We also offer technical assistance to our borrowers, either through our knowledgeable staff or outside technical experts.


This institution is an equal opportunity provider.

FCLF is an outstanding example of an organization  that has proven its impact and worked hard to involve community members – Dignity Health is proud to partner with FCLF to fulfill our missions.
- Leslie Watson, Analyst, Community Investments, Dignity Health