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    20 YEARS of improving Florida communities.

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    SUCCESSFUL OUTCOMES through $367 million in financing.

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    SOCIAL IMPACT reaching 419,000 Floridians every year.

Success Stories from FCLF Partners

Boys & Girls Clubs of Palm Beach County

With NMTC financing, Boys & Girls Clubs of Palm Beach County will build a new teen and family center.

Emerald Villas, Phase II

Emerald Villas Phase II will provide affordable rental housing for low-income seniors in Central Florida.

Hannibal Square Community Land Trust

Hannibal Square Community Land Trust will bring 7-8 newly renovated affordable homes to West Lakes in Orlando.

Borrowing from FCLF

Borrower Showcase 2018
Learn more about putting our expertise and capital to work to help your project succeed.

Investing in FCLF

Yellow home 2018
Learn more about investing in Florida's communities, with high impact results from economic development.

Executive VP, Housing, Development, and ADA Services

Boley Centers, St. Petersburg

Humburg J 2015 70wJack Humburg is the Executive Vice President of Housing, Development, and Americans with Disabilities Act Services for Boley Centers, Inc., a 45-year-old private nonprofit community based in St. Petersburg, Florida. Mr. Humburg is responsible for the development of affordable housing at Boley Centers. Boley Centers and its affiliates currently provide over 1,000 units of affordable housing in Pinellas County.

In addition to his housing development responsibilities, Mr. Humburg serves as the Florida affiliate of the Southeast ADA Center, a program of Syracuse University funded through the National Institute on Disability and Rehabilitation Research of the U. S. Department of Education. In this role, Mr. Humburg has received extensive training on the ADA and the Fair Housing Act through the federal enforcement agencies including the Department of Justice, Equal Employment Opportunity Commission, The U.S. Access Board, and HUD. Mr. Humburg consults on accessibility and ADA with numerous private businesses and various government agencies throughout Florida.

With the Florida Community Loan Fund, Mr. Humburg serves on the Board and as Chair of the Lending Committee. He is also on the Board of the Florida Housing Coalition, the Florida Supportive Housing Coalition, the Disability Achievement Center, and several other boards and committees. Mr. Humburg holds a Master of Arts degree from Ball State University. He is a Certified ADA Coordinator, a Certified Rehabilitation Counselor, and a Certified Professional of Occupancy.

"I appreciate FCLF for lending in rural areas, where many other lenders are exiting. From the first moment we spoke with FCLF staff, we felt we had a partner." – Jamie Kerr, President, AMCS Dev.

Griffin Heights

“The partnership with FCLF is very exciting for us – an essential component in providing greater access to fresh healthy food in downtown New Port Richey.” – Jeff Wright, Owner

Wright's Natural Market

"The Fathers Table Foundation appreciates the services FCLF provides and the impact on the communities you serve. We believe in your organization and your mission." – Dan Gilardi, President

Fathers Table Foundation

"Aida Palms will be a lasting asset to the City of Lakeland. This revitalization wouldn't be possible without financing partners like FCLF." – Mitchell Rosenstein, Principal, Green Mills Group

Aida Palms

"We appreciate the accomplishments your organization attains." - Robert Sucher, Executive VP

Sabadell United Bank

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

"Thanks to FCLF, we are one step closer to providing a permanent housing solution for veterans and others seeking quality housing at an affordable price." – Carrie Davis, Executive Director

Wealth Watchers

"When nobody else would take a chance on us, FCLF did. Woodlawn is thriving today and we will always be grateful for your part in that.." – PeterTollefson, Dean of Students

Woodlawn Community Academy

"Cade Museum is proud to be partners with FCLF and JPMorgan Chase. Thanks to the NMTC Program, we will provide a transformative asset to our community." – Jennifer Denault, COO

Cade Museum for Creativity & Inventi…

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development

HSBC Bank USA, N.A.

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"FCLF is a difference maker! Their team provides solutions to bring about real change in a community." – Tim Marks, President & CEO

Metropolitan Ministries

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

"We look forward to continuing our successful relationship with FCLF and working together to meet the needs of our communities." – Nancy Merolla, VP/CRA Officer

Florida Community Bank

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"We couldn't achieve our mission of creating strong neighborhoods without FCLF's help. Their staff is always friendly, quick to respond, and efficient." – Bonnye Deese, Executive Director

BAND

"We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas and supports the needs of our community." – Maria J. Thompson, Community Development Manager

Third Federal Savings

"Our partnership with FCLF allows us to build an attractive, state of the art facility that patients, staff, and community will be proud of." – Bakari Burns, President-CEO

Orange Blossom Family Health

Tweet @FCLFOrg

Quality #healthcare coming to 5000 area residents! Proud to be a financing & #NMTC partner with @hcch_orlando and s… https://t.co/fBeZxtbsYv
RT @FCLFOrg: As rents increase in Orlando's Parramore community, groups such as Parramore Asset Stabilization Fund are working to keep #aff
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.