BAND - Broward Alliance for Neighborhood Development

BAND exteriorSOUTH REGION
$1 MILLION FCLF Line of Credit Financing
New Construction or Rehab of affordable homes
Up to 30 single family homes for sale

"We couldn’t achieve our mission of creating strong neighborhoods without the help of Florida Community Loan Fund. Their staff is always friendly, quick to respond, and efficient, helping our processes go smoothly." – Bonnye Deese, B.A.N.D. Executive Director 


BAND, the Broward Alliance for Neighborhood Development, was established in 2001 to help local small nonprofit grassroots organizations grow and build their capacity. A coalition of Broward area nonprofits, BAND encourages local organizations to share their resources and advocate for affordable housing and community economic development.

With donated or low-cost land from Broward County NSP and other programs, BAND builds new or acquires and renovates foreclosed homes which are then available for purchase by low-income families. Other BAND member organizations provide homebuyer education and counseling to help buyers realize the dream of homeownership.

Florida Community Loan Fund provided BAND with a line of credit to build or renovate homes available for ownership by low-income households. The first FCLF loan provided $500,000, and the financing was increased by $500,000 in 2018. BAND keeps the focus local, using small local businesses and contractors for a significant portion of its rehabilitation and construction work. To keep construction costs low, BAND affiliates share a general contractor and use the same design models.

BAND homeownerPictured at right, new homeowner Diane (left, with Bonny Deese, Executive Director) was thrilled to purchase this renovated home from B.A.N.D. it was in a neighborhood she had focused on so that her children wouldn't have to change schools.

For more information about BAND, visit their website www.bandflorida.org.

To view more photos of a BAND home, visit our Flickr site.

"We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas and supports the needs of our community." – Maria J. Thompson, Community Development Manager

Third Federal Savings

“FCLF will help us have significant ongoing impact in West Lakes as we help families set roots in this community.” – Camille Reynolds, Executive Director

Hannibal Square CLT

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

"FCLF staff shares our vision and commitment to serve needy families and provide a high quality education to all children." – Thomas Cole, Founder

Emma Jewel Charter Academy

“The partnership with FCLF is very exciting for us – an essential component in providing greater access to fresh healthy food in downtown New Port Richey.” – Jeff Wright, Owner

Wright's Natural Market

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

"Aida Palms will be a lasting asset to the City of Lakeland. This revitalization wouldn't be possible without financing partners like FCLF." – Mitchell Rosenstein, Principal, Green Mills Group

Aida Palms

"When nobody else would take a chance on us, FCLF did. Woodlawn is thriving today and we will always be grateful for your part in that.." – PeterTollefson, Dean of Students

Woodlawn Community Academy

"Our partnership with FCLF helps the American Dream of homeownership come true." – Michael Roberts, Exec Dir

R.E.A.C.H.

"We consider FCLF a valued partner and strong advocates for low-income communities and families. We look forward to many more years of working together." – Jennifer Westerbeck, Vice President

US Bancorp CDC

"We look forward to continuing our successful relationship with FCLF and working together to meet the needs of our communities." – Nancy Merolla, VP/CRA Officer

Florida Community Bank

"I recommend FCLF for attracting investment to the Florida Preservation Fund... I believe that says something about investor comfort." – Nancy Muller, Policy Director

Florida Housing Finance Corp.

"FCLF was instrumental in making this important project a reality, bringing us one step closer to ending chronic homelessness in Miami-Dade County." – Dr. Paul A. Ahr, President & CEO

Camillus House

"We are delighted to partner with you to serve those most in need in our communities." – Eileen S. Coogan, President & CEO

Allegany Franciscan Ministries

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

FCLF Videos

View video testimonials from FCLF partners.
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  • FCLF and CDC of Tampa, Stability in East Tampa Neighborhoods
  • FCLF and The Transition House: Building Blocks for U.S. Veterans
  • FCLF and Wendover Housing: Building Blocks for An Aging Population
  • FCLF and CFHC: Building Blocks for Low Income Healthcare
  • FCLF, Reflecting on the Past, Shaping the Future
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.