Miracles Outreach CDC

WEST REGION
$1.5 Million FCLF Financing (4 Loans)
Financing for acquisition & renovation, and hurricane repair
To provide housing and supportive services for at-risk youth

MiraclesOutreach home1“The financing from FCLF allowed us to purchase our first home to continue our mission of providing quality housing for at risk youth and their families. Where no one believed in what we do, FCLF believed and provided!” – Michael Brown, Miracles Outreach Community Development Center


In 2015, Florida public schools reported over 73,000 students were homeless – 3,900 in Hillsborough County alone. Miracles Outreach Community Development Center focuses on children who are often the most troubled in our society – those who are homeless, have been abused, or were victims of human trafficking. Miracles Outreach provides a caring, nurturing, and safe home to children that come to the organization from child welfare agencies throughout Florida, often arriving severely troubled because of the situations that caused them to enter foster care. The organization has provided foster care and housing to more than 400 youth ages 12-17 since 2000, and also provides counseling and needed care for these youth. Miracles Outreach regularly partners with local and state agencies such as the Department of Children and Families, Hillsborough County Schools, and Eckerd Youth and Family.

In 2016, Florida Community Loan Fund provided a line of credit to Miracles Outreach to purchase and renovate single family homes. In 2017, FCLF provided 0% interest financing to Miracles Outreach for hurricane recovery repairs in the aftermath of Hurricane Irma. And in 2018, Miracles Outreach once again turned to FCLF for financing to purchase land and buildings that will become "Miracle Walk," a multi-building campus to provide housing and services for up to 47 youth. FCLF financing generates savings for Miracles Outreach that will be used to further its mission, which includes helping persons with job training / counseling / placement; providing youth with mentoring, tutoring and other services; and serving youth who have aged out of foster care with emergency services (shelter, food, clothing). 

With flexible financing terms provided by FCLF, Miracles Outreach has the opportunity to convert loans from the line of credit to permanent financing once acquisitions and any renovations have been completed.

For more information, visit Miracles Outreach website www.miraclesoutreach.org.

Pictured above and below, samples of Miracles Outreach homes where housing and services are provided for hard to place foster youth.

MiraclesOutreach home2

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"FCLF was instrumental in making this important project a reality, bringing us one step closer to ending chronic homelessness in Miami-Dade County." – Dr. Paul A. Ahr, President & CEO

Camillus House

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

"Aida Palms will be a lasting asset to the City of Lakeland. This revitalization wouldn't be possible without financing partners like FCLF." – Mitchell Rosenstein, Principal, Green Mills Group

Aida Palms

"Without the FCLF initial loan to purchase land, we might not have been able to move forward with farmworker housing." – Peter Routsis-Arroyo, CEO, Catholic Charities, Diocese of Venice

Casa San Juan Bosco

"BankUnited understands the challenges facing our communities; we applaud FCLF's efforts. Thank you for making our community a better place to live." – Katrina Wright, VP Comm. Dev.

BankUnited

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

“We cannot thank FCLF enough for this partnership, creating permanent housing for our neighbors in need, and their commitment to Florida communities.” – Shannon Nazworth, President & CEO

Ability Housing

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"We consider FCLF a valued partner and strong advocates for low-income communities and families. We look forward to many more years of working together." – Jennifer Westerbeck, Vice President

US Bancorp CDC

“The partnership with FCLF is very exciting for us – an essential component in providing greater access to fresh healthy food in downtown New Port Richey.” – Jeff Wright, Owner

Wright's Natural Market

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

"We couldn't achieve our mission of creating strong neighborhoods without FCLF's help. Their staff is always friendly, quick to respond, and efficient." – Bonnye Deese, Executive Director

BAND

"FCLF understood our context, embraced the project vision, and were willing to make an investment that others deemed as too risky." – Lynn Brockwell-Carey, Executive Director

Brevard Neighborhood Development Coaliti…

"We appreciate the accomplishments your organization attains." - Robert Sucher, Executive VP

Sabadell United Bank

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"We are delighted to partner with you to serve those most in need in our communities." – Eileen S. Coogan, President & CEO

Allegany Franciscan Ministries

"I appreciate FCLF for lending in rural areas, where many other lenders are exiting. From the first moment we spoke with FCLF staff, we felt we had a partner." – Jamie Kerr, President, AMCS Dev.

Griffin Heights

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development

HSBC Bank USA, N.A.

FCLF Videos

View video testimonials from FCLF partners.
  • Florida Community Loan Fund and Orange Blossom Family Health, Bringing Healthcare to FL Communities
  • Florida Community Loan Fund and R.E.A.C.H. Strengthening Communities in South Florida
  • Florida Community Loan Fund helped Boys & Girls Clubs of Manatee County with New Markets Tax Credits
  • FCLF and Operation New Hope, Restoring Jacksonville’s Springfield Community
  • FCLF and SW Florida Collaboratory, Bringing Stability to a Fort Myers Neighborhood
  • FCLF and CDC of Tampa, Stability in East Tampa Neighborhoods
  • FCLF and The Transition House: Building Blocks for U.S. Veterans
  • FCLF and Wendover Housing: Building Blocks for An Aging Population
  • FCLF and CFHC: Building Blocks for Low Income Healthcare
  • FCLF, Reflecting on the Past, Shaping the Future
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.