Miracles Outreach CDC

$1.5 Million FCLF Financing (4 Loans)
Financing for acquisition & renovation, and hurricane repair
To provide housing and supportive services for at-risk youth

MiraclesOutreach home1“The financing from FCLF allowed us to purchase our first home to continue our mission of providing quality housing for at risk youth and their families. Where no one believed in what we do, FCLF believed and provided!” – Michael Brown, Miracles Outreach Community Development Center

In 2015, Florida public schools reported over 73,000 students were homeless – 3,900 in Hillsborough County alone. Miracles Outreach Community Development Center focuses on children who are often the most troubled in our society – those who are homeless, have been abused, or were victims of human trafficking. Miracles Outreach provides a caring, nurturing, and safe home to children that come to the organization from child welfare agencies throughout Florida, often arriving severely troubled because of the situations that caused them to enter foster care. The organization has provided foster care and housing to more than 400 youth ages 12-17 since 2000, and also provides counseling and needed care for these youth. Miracles Outreach regularly partners with local and state agencies such as the Department of Children and Families, Hillsborough County Schools, and Eckerd Youth and Family.

In 2016, Florida Community Loan Fund provided a line of credit to Miracles Outreach to purchase and renovate single family homes. In 2017, FCLF provided 0% interest financing to Miracles Outreach for hurricane recovery repairs in the aftermath of Hurricane Irma. And in 2018, Miracles Outreach once again turned to FCLF for financing to purchase land and buildings that will become "Miracle Walk," a multi-building campus to provide housing and services for up to 47 youth. FCLF financing generates savings for Miracles Outreach that will be used to further its mission, which includes helping persons with job training / counseling / placement; providing youth with mentoring, tutoring and other services; and serving youth who have aged out of foster care with emergency services (shelter, food, clothing). 

With flexible financing terms provided by FCLF, Miracles Outreach has the opportunity to convert loans from the line of credit to permanent financing once acquisitions and any renovations have been completed.

For more information, visit Miracles Outreach website www.miraclesoutreach.org.

Pictured above and below, samples of Miracles Outreach homes where housing and services are provided for hard to place foster youth.

MiraclesOutreach home2

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

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Aida Palms

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Casa San Juan Bosco

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“We cannot thank FCLF enough for this partnership, creating permanent housing for our neighbors in need, and their commitment to Florida communities.” – Shannon Nazworth, President & CEO

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US Bancorp CDC

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Wright's Natural Market

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

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"We couldn't achieve our mission of creating strong neighborhoods without FCLF's help. Their staff is always friendly, quick to respond, and efficient." – Bonnye Deese, Executive Director


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"We are delighted to partner with you to serve those most in need in our communities." – Eileen S. Coogan, President & CEO

Allegany Franciscan Ministries

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Griffin Heights

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development


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