Miracles Outreach CDC

$1.6 Million FCLF Financing (5 Loans)
Financing for acquisition & renovation
Hurricane repair and COVID-19 emergency financing
To provide housing and supportive services for at-risk youth

MiraclesOutreach home1“The financing from FCLF allowed us to purchase our first home to continue our mission of providing quality housing for at risk youth and their families. Where no one believed in what we do, FCLF believed and provided!” – Michael Brown, Miracles Outreach Community Development Center

In 2015, Florida public schools reported over 73,000 students were homeless – 3,900 in Hillsborough County alone. Miracles Outreach Community Development Center focuses on children who are often the most troubled in our society – those who are homeless, have been abused, or were victims of human trafficking. Miracles Outreach provides a caring, nurturing, and safe home to children that come to the organization from child welfare agencies throughout Florida, often arriving severely troubled because of the situations that caused them to enter foster care. The organization has provided foster care and housing to more than 400 youth ages 12-17 since 2000, and also provides counseling and needed care for these youth. Miracles Outreach regularly partners with local and state agencies such as the Department of Children and Families, Hillsborough County Schools, and Eckerd Youth and Family.

In 2016, Florida Community Loan Fund provided a line of credit to Miracles Outreach to purchase and renovate single family homes. In 2017, FCLF provided 0% interest financing to Miracles Outreach for hurricane recovery repairs in the aftermath of Hurricane Irma. And in 2018, Miracles Outreach once again turned to FCLF for financing to purchase land and buildings that will become "Miracle Walk," a multi-building campus to provide housing and services for up to 47 youth. In 2020, FCLF provided emergency working capital as part of its COVID-19 relief financing.

FCLF financing generates savings for Miracles Outreach that will be used to further its mission, which includes helping persons with job training / counseling / placement; providing youth with mentoring, tutoring and other services; and serving youth who have aged out of foster care with emergency services (shelter, food, clothing). 

With flexible financing terms provided by FCLF, Miracles Outreach has the opportunity to convert loans from the line of credit to permanent financing once acquisitions and any renovations have been completed.

For more information, visit Miracles Outreach website www.miraclesoutreach.org.

Pictured above and below, samples of Miracles Outreach homes where housing and services are provided for hard to place foster youth.

MiraclesOutreach home2

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

"The Fathers Table Foundation appreciates the services FCLF provides and the impact on the communities you serve. We believe in your organization and your mission." – Dan Gilardi, President

Fathers Table Foundation

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

"FCLF is a difference maker! Their team provides solutions to bring about real change in a community." – Tim Marks, President & CEO

Metropolitan Ministries

“We cannot thank FCLF enough for this partnership, creating permanent housing for our neighbors in need, and their commitment to Florida communities.” – Shannon Nazworth, President & CEO

Ability Housing

"We consider FCLF a valued partner and strong advocates for low-income communities and families. We look forward to many more years of working together." – Jennifer Westerbeck, Vice President

US Bancorp CDC

“Thanks to FCLF adults with disabilities are living independently, fully included in their community." – Sheryl Soukup, Exec Dir

Residential Options of Florida

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

“We are proud to partner with FCLF on this project, which expands access to innovative, quality, comprehensive primary healthcare in our communities.” – Annie Neasman, President & CEO

Jessie Trice Community Health

"We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas and supports the needs of our community." – Maria J. Thompson, Community Development Manager

Third Federal Savings

"We look forward to continuing our successful relationship with FCLF and working together to meet the needs of our communities." – Nancy Merolla, VP/CRA Officer

Florida Community Bank

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

"Without the FCLF initial loan to purchase land, we might not have been able to move forward with farmworker housing." – Peter Routsis-Arroyo, CEO, Catholic Charities, Diocese of Venice

Casa San Juan Bosco

“FCLF will help us have significant ongoing impact in West Lakes as we help families set roots in this community.” – Camille Reynolds, Executive Director

Hannibal Square CLT

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development


Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.