If you are a developer seeking financing for an environmentally sustainable project that stimulates economic development in a low- to moderate-income area, then FCLF may be able to help with financing for your project. We have funded Green projects including:

  • Affordable single family housing built to green standards
  • Energy efficient upgrades and renovations to affordable rental housing
  • Commercial retail centers with LEED Certification 
  • Solar heatsink manufacturing facility
  • Water purification and storage/treatment area

Florida Community Loan Fund seeks to bring projects to low- and moderate-income communities throughout Florida. We offer financing to non-profit and mission based for-profit organizations. Loan types include:Tropic Hammock Apts and green construction methods

  • Construction lines of credit
  • Rehab loans
  • Term and permanent loans
  • Refinancing in certain cases

FCLF current interest rates are from 4.25% to 5.75%, with terms of 7 to 10 years and amortizations up to 30 years. If your project is built to LEED or Florida Green Building Coalition standards, you may be eligible for a reduced interest rate.

You can learn more specific information about these lending programs:  

You can also visit our Downloads and Resources page. If you feel that FCLF financing could be a fit for your organization, we encourage you to Contact Us.

This institution is an equal opportunity provider.

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We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas. Many thanks for the partnership, and we appreciate all your organization does to support the needs of our community.
- Maria J. thompson, Community Development Manager, Third Federal Savings