Haley Park residentFCLF's mission is to offer expertise and capital to help make projects successful and help organizations improve lives and communities. Our goal is to help organizations build, acquire and rehab projects – ultimately, to help people and build strong communities. We believe a community is defined by its components: housing, schools, healthcare, grocery stores, local businesses. Our loans help strengthen the building blocks of communities by providing resources to help local non-profit and mission-based for-profit organizations achieve their missions.

For 20 Years FCLF has provided Expertise and Capital to provide building blocks of Florida communities.   

Here are some of the ways we have touched lives and communities through our financing programs. 

As of June 30, 2017, FCLF has achieved...

$306 million in total financing, totaling
256 loans
through its community development and preservation lending, and

20 transactions through the New Markets Tax Credit Program.

FCLF Cum Financing 2017 840w

Our borrowers provide affordable housing, for sale and rent, to households that meet low-income criteria. As of June 30, 2017, FCLF has financed 4,645 affordable housing units.

Housing Graphs 2017 06 30
Supportive housing is financed through FCLF for low-income residents who are at-risk or have special needs. This type of housing typically provides social services on site. FCLF financing has provided 1,265 supportive housing units.
FCLF also finances community facilities that serve low-income families and neighborhoods. These include health care, education, and other social service facilities. As of June 30, 2017, FCLF has financed or provided NMTC for 121 community facilities, totaling 2 million square feet.
Facilities Graph 2017 06 30
When a project obtains financing through FCLF, jobs are provided either as newly created jobs or retained jobs that may have been eliminated had the project not proceeded. Through June 30, 2017, FCLF projects created or retained 8,101 temporary construction jobs and 2,589 permanent jobs.
Jobs 2017 06 30
Projects financed through FCLF and our NMTC program have also provided social services to an estimated 183,004 individuals each year.
Svcs Received 2017 06 30

In addition to these measurable impacts, we also work to improve public policies that:

  • affect the operating environment in which our borrowers work,
  • create opportunities for increasing the capacity for non-profit developers, and
  • promote transparent accountable strategies for increasing the flow of capital for community and economic development in low- and moderate-income communities.

Our efforts also include educating state and federal elected officials on the role of Community Development Financial Institutions (CDFIs) as important intermediary institutions with the capacity to leverage state and federal dollars to achieve greater impact.

To read more about organizations we have financed, we invite you to Meet Our Borrowers. Our Statewide Impact Map also has more information on our financing throughout Florida.

Here is a snapshot of FCLF's Loan Portfolio at June 30, 2017.

Loan Portfolio 2017 06 30





We look forward to continuing our successful relationship with FCLF and working together to meet the needs of our communities.
- Nancy Merolla, VP/CRA Officer, Florida Community Bank