At FCLF, every loan we make brings high social impact to its low-income community and the residents of that community.

We help capital flow in new and better ways for people and places that we exist to serve. Our goal is to help organizations build, acquire and rehab projects – ultimately, to help people and build strong communities. We believe a community is defined by its components: housing, schools, healthcare, grocery stores, local businesses. Our loans help stabilize communities by providing resources to help local nonprofit and mission-based for-profit organizations succeed and achieve their missions. Below is a snapshot of Our Impact through December 31, 2024.

For 30 years FCLF has Invested in Florida's Communities. Learn more in our 2024 Annual Report.

STATEWIDE IMPACT

$755 million in total financing
$2.25 billion in total project costs
467 community development loans +
46 NMTC transactions
Cumulative Financing
FCLF Our Impact
Affordable Housing Financing

AFFORDABLE HOUSING FOR LOW-INCOME HOUSEHOLDS

Affordable Housing graphs
8,938 affordable housing units
for sale and for rent, to households that meet low-income criteria
including 1,667 supportive housing units
that provide additional on-site services for residents who are at risk or have special needs.
Borrower Showcase 2022

COMMUNITY FACILITIES THAT PROVIDE SERVICES

Community Facilities Graph
188 community facilities 
totaling 
3.4 million square feet providing essential social services 
such as healthcare and behavioral health, education, youth services, food access, and other social service facilities.
Borrower Showcase 2022

JOBS THAT STRENGTHEN THE ECONOMY

Jobs Provided Graph
27,257 jobs have been created or retained
as a result of FCLF project financing. These are viewed in two categories:
21,964 temporary construction jobs + 5,293 permanent jobs
Borrower Showcase 2022

FLORIDIANS REACHED WITH SERVICES

People Reached Graph
2.33 million low-income Floridians every year
receive essential social services through projects financed by FCLF.
Policy and Advocacy, Our Impact

POLICY AND ADVOCACY

In addition to these measurable impacts, FCLF advocacy work aims to improve public policies that:
  • affect the operating environment in which our borrowers work,
  • create opportunities for increasing the capacity for nonprofit developers, and
  • promote transparent accountable strategies for increasing the flow of capital for community and economic development in low- and moderate-income communities.

Our efforts include educating state and federal elected officials on the role of Community Development Financial Institutions (CDFIs) as important intermediary institutions with the capacity to leverage state and federal dollars to achieve greater impact.

To read more about organizations we have financed, we invite you to Meet Our Borrowers. Our Impact report also has more information on our financing throughout Florida.

Our Impact Report

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Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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Florida Community Loan Fund
Main Office
800 N Magnolia Ave., Suite 106
Orlando, FL 32803

Serving Florida from offices in
Orlando
Tampa
Fort Lauderdale
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