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EXPERTISE AND
CAPITAL

to help your project succeed.

For 25+ years we have provided expertise and capital to help projects succeed. We care about your mission, not just about our bottom line.


Who Borrows From FCLF?
  • Community based nonprofit organizations
  • Mission-focused for-profit entities
What kind of activities does FCLF Finance?

FCLF offers financing to nonprofit organizations or for-profit entities for community development projects in Florida’s low- and moderate-income neighborhoods. FCLF financing may be right for:

  • Affordable Housing
  • Supportive Housing
  • Community Facilities that offer social services
  • Economic Development projects

Meet Our Borrowers

Boys & Girls Clubs of Sarasota and DeSoto Counties

Boys & Girls Clubs of Sarasota and DeSoto Counties will build a new clubhouse with financing through the NMTC program.

Childcare Resources of Indian River

Childcare Resources will purchase a new building for relocation and expansion of children’s services, with financing from FCLF.

Manifestations Village for Veterans

Manifestations Village for Veterans will provide affordable housing in East Tampa.
View more Success Stories

Our Loan Programs

FCLF provides capital and expertise to help projects succeed and improve low-income communities through its flexible financing programs.

We also offer technical assistance to our borrowers, either through our knowledgeable staff or outside technical experts.
Commercial loans for development of affordable housing, supportive housing, community facilities offering social services, and economic development projects.
Loans for construction or major renovation of real estate in distressed census tracts, with tax credits through the Federal NMTC program.

What Can Fclf Finance?

FCLF offers financing to nonprofit organizations or for-profit entities, for projects in Florida’s low- and moderate-income neighborhoods. FCLF community development financing or New Markets Tax Credit program may be right for these types of projects:

Housing

If you are a developer seeking financing and you are building, renovating, or rehabilitating affordable or supportive housing.

Community Facilities

If you are a developer seeking financing for new construction or renovation of a community facility that offers essential social services.

Economic Development

If you are a developer seeking financing for a project that stimulates economic development, catalyzes the community, and creates jobs.
FCLF Our Impact

OUR IMPACT

All FCLF-financed projects have a direct social impact on the low-income communities we serve.

APPLICATION PROCESS

Is your organization ready to apply for financing through Florida Community Loan Fund? See how, step by step, you can put FCLF financing to work in your community.
publications resources 2 2022

PUBLICATIONS AND RESOURCES

Need additional information? Here are PDF documents and links to affiliated organizations.

Hear From Our Partners

"This renovation marks a significant milestone in our 38-year history. We are grateful for FCLF's support and for helping us further our mission." – Nina Yon, President & CEO

The Sharing Center

“The collaboration between Evara Health and FCLF stands as a testament to what can be achieved through strategic partnerships and innovative financing."– Edward Kucher, Chief Regulatory Officer

Evara Health

“We are grateful for FCLF’s partnership. This is what is possible when a community comes together for its most vulnerable neighbors."– Stephanie Berman-Eisenberg, Pres/CEO

Carrfour Supportive Hsng Apollo Gardens

"We are so grateful to FCLF for coming alongside us as partners in creating new outcomes for our friends and neighbors." – Thomas Mantz, President & CEO

Feeding Tampa Bay

“FCLF does more than finance deals; they make true community investments."– Mandy Bartle, Executive Director

South Florida Community Land Trust

“Thank you FCLF for assisting me with this project. Soon we will have affordable housing ready, and the community is proud to welcome new families."– Robyn Yant, Owner & Founder

Impactful Investment Partners

"Thanks to FCLF on behalf of the many women and children served by our team. We have seen thousands of lives changed and NMTC financing was an extraordinary boost." – Constance Collins, Presi

Lotus Village

“Our partnership with FCLF makes an enormous difference in overcoming the challenge of providing affordable housing." – Jo Ann Nesbitt, President/CEO

St. Jude Great Commission CDC

"We're thrilled to partner with FCLF to make our project a reality to serve generations of kids in our community." – Dawn Stanhope, President & CEO

Boys & Girls Clubs of Manatee County

"FCLF understood our context, embraced the project vision, and were willing to make an investment that others deemed as too risky." – Lynn Brockwell-Carey, Executive Director

Neighbor Up Brevard

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

“Expanding our facility with NMTC financing provides the Overtown community resources necessary to provide a fighting chance to break down barriers and break the cycles of poverty.” – Tina Brown, CEO

OYC Miami

"FCLF is a difference maker! Their team provides solutions to bring about real change in a community." – Tim Marks, President & CEO

Metropolitan Ministries

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"Partnering with FCLF helped us lower costs and maintain our construction schedule… helping us serve more families, more efficiently." – Catherine Steck McManus, President & CEO

Habitat for Humanity Greater Orlando …

“With FCLF’s invaluable assistance, HBH was able to realize a transformative vision that is a game-changer for our community."– John Aquino, Dir. of Admin

Henderson Behavioral Health

"FCLF is very focused on bringing financing to affordable housing. Stability in these households brings stability to the entire community." – Jonathan Wolf, President & Founder

Wendover Housing

"This renovation is an investment in the community we have served for 25 years. We are tremendously grateful to FCLF for boldly supporting us." – Ed Durkee, President & CEO

Goodwill Industries of Cent. Florida

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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