Florida Community Loan Fund recently completed its fourth rating analysis with Aeris^®, and once again achieved a rating of AA+2. This rating, which FCLF has maintained since 2009, confirms the organization’s financial strength and impact performance. The Aeris^® analysis is a comprehensive review of FCLF’s past 5 years of performance and assesses future risk factors.

The result provides a tool that demonstrates to FCLF investors that we are a strong and sound organization, using data to drive our decisions and accomplish our mission, and with a stake in policies that influence our industry. The Aeris^® analysis, which includes an in-depth examination of FCLF through December 2015, earned our third consecutive rating of AA+2.

What the rating means.

• AA demonstrates a clear alignment of mission, strategies, activities, and data to guide programs and planning;
• + is for Policy Plus, and confirms our leadership role in initiatives to change government policy for the benefit of disadvantaged people and communities;
• The 2 verifies solid financial strength, performance, and risk management practices.

“We are very pleased with AA+2 rating. The Aeris^® rating assessment is an intense and comprehensive process that benefits both our investors and FCLF’s management team,” said Tammy Thomas, FCLF CFO. “The AA+2 rating assures FCLF investors of our organization’s financial strength and performance, as well as confirming our stability, transparency, and accountability.”

Aeris^® is the information service for community investors who champion economic justice in underserved markets. Since 2004, Aeris^® has provided data, analysis, and advisory services that support investment in community development financial institutions (CDFIs). Their proprietary CDFI ratings tool helps investors evaluate opportunities that meet their impact goals and risk parameters. More than 50 of the nation’s leading community investors subscribe to Aeris’^® data and analysis products.

In 2004, Florida Community Loan Fund underwent its first analysis and rating – the first Community Development Financial Institution in Florida to be rated with this system that is similar to a CAMELS rating, which is widely accepted as a bank rating system.

Learn more about FCLF’s Aeris^® rating here, or view the Certificate of Rating here.
Learn more about Aeris^® at their website www.AerisInsight.com.