Florida Community Loan Fund recently completed an independent audit by Aeris and we maintained our rating of:
¶¶¶ AA Policy Plus

The Rating Represents:

• Impact – 3 Stars ¶¶¶ - FCLF has clear alignment of mission, strategies, activities, and data that guide our programs and planning.
• Financial ‒ AA - FCLF has very strong financial strength, performance, and risk management practices relative to our size, complexity, and risk profile.
• Policy Plus ‒ FCLF is a leader in advocating for government policy that benefits community development in general, and disadvantaged people in those communities.

FCLF was one of the first groups to receive an Aeris rating back in 2004, and we were an early adopter of Aeris’ new annual rating process that was launched in fall 2016. The rating reflects our commitment to providing reliable, flexible funding to socially responsible community developers in support of affordable housing and essential community services.

"The Aeris rating is confirmation of FCLF’s financial strength and mission focus, and the ratings process demonstrates our commitment to transparency and accountability," said Tammy Thomas, FCLF CFO. "Aeris’ high standards and comprehensive analysis ensure that socially responsible individuals and institutions can invest in our work with confidence."

Aeris is an information service for community investors who are committed to strengthening economic resilience in underserved markets. This comprehensive, 3rd-party assessment of Community Development Financial Institutions (CDFIs) underscores FCLF’s solid social impact performance and financial strength.

Learn more about FCLF’s organizational strength on our website’s Aeris Rating System section.
Full rating information on FCLF and other Aeris rated CDFIs is available from www.AerisInsight.com.