FCLF Board Member Victor Rivera Honored for Volunteer Service

13 April 2022

Victor Rivera, Senior Relationship Manager with Bank of America, was recently honored by Points of Light for his outstanding volunteer service. Victor currently volunteers with Florida Community Loan Fund on our Board of Directors, where he has served since 2017. He also volunteers with Prospera USA and BlueHub Capital. Victor says the professional work he does with the business banking team at Bank of America to serve low- to moderate-income people and communities translates to his volunteer work.

Learn more about Victor and his Daily Point of Light honor on the Points of Light website here

Below is the text from the Points of Light website article.


Victor Rivera, Points Of Light honoreeVolunteer Pays Back Life's Blessings to Inspire Change for Low- to Moderate-Income Community

Meet Daily Point of Light Award honoree Victor Rivera. Read his story and nominate an outstanding volunteer or family as a Daily Point of Light. 

Victor Rivera says it can be difficult for people to get themselves out of poverty, but he is extending his hand in service to help individuals and their families achieve the American dream.
As a volunteer for several organizations including Prospera USA, BlueHub Capital, and the Florida Community Loan Fund, Victor, a 57-year-old Summerville, South Carolina resident, is helping to improve the quality of life for low-to-moderate income people and communities. Connecting with thousands across the United States, Victor, a relationship manager within the business banking team at Bank of America, says the professional work he does to serve clients translates to his volunteer work.

What inspires you to volunteer? I’m inspired to help others. I was the second out of seven kids, so I started helping others really early. I am blessed with the opportunities I have received in my life and I’m paying back for all the blessings my family and I have received. I like to help others see there are opportunities to achieve success in life.

Explain the importance of this cause. A lot of the clients we help, including Hispanic entrepreneurs, come from primarily South and Central America where there’s a distrust of the government and the bank. We all start from the same place, but sometimes, people don’t know or understand how to use their resources to get themselves out of poverty. Especially in our country, brown and Black communities and families feel stuck because of the color of their skin or where they came from. By seeing me, a Hispanic that came from the same place, I can hopefully inspire others.

Describe your volunteerism. I’m really passionate about creating more opportunity for low-to-moderate income people.

  • Blue Hub: I am a member of the Board of Directors and I also chair the Loan Committee. Blue Hub’s community-based lending model supports low-to-moderate income schools throughout the American south, most recently supporting a 100% LMI school to create education equality to 744 children.
  • Florida Community Loan Fund: I am a member of the Board of Directors and also the secretary for the board.
  • Prospera USA: As a member of the Central Florida Board of Directors, I review the activities of the organization in delivering services to the region and help with fundraising activities and raising awareness about the organization’s services.

Share one personal story with me from your volunteerism. Prospera USA’s annual event, Success Stories, selects clients to talk about their story and how Prospera was crucial in making their business a success. I listen to dozens of these stories and the impact the organization has had on the lives of Hispanic entrepreneurs. This makes me think of my parents. They were small business owners and they never received advice as to how to open or operate a business [in the United States]. They learned the importance of accounting, being in good standing with state taxes and the authorities through troubles. It gives me a lot of pride that this organization walks their clients through what it is to do business in the U.S.

What's been the most rewarding part of your service? It’s rewarding when I hear these stories. Tears come down my eyes a little bit because [this volunteerism] is not only making a difference for the first generation starting to work and build wealth, but their kids, and their kids’ kids.

Why do you think it's important for others to give back? Helping others is a part of my culture and how I grew up. Also, you get satisfaction by being able to help others. Thankfully, I work for a company that gives us opportunities to share our knowledge and expertise in communities.

How have you continued to volunteer throughout the COVID-19 pandemic? Everything went virtual. At Prospera, a lot of the face-to-face work migrated onto the internet. The number of clients served during the pandemic was really high because the need was still there.

What do you want people to learn from your story? It doesn’t matter what your experience is, we all have something to add. Everyone is busy, but you can still carve out a few hours a week to make sure you are making a difference in the community where you live.

In one word, what does volunteering mean to you? Satisfaction.

How can readers help? Please visit the Prospera USA, BlueHub Capital, and Florida Community Loan Fund websites for more information about how you can help.

Pictured above: As a volunteer for several organizations, Victor Rivera works to improve quality of life for low- to moderate-income people and communities across the United States. Courtesy Victor Rivera.

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"FCLF staff shares our vision and commitment to serve needy families and provide a high quality education to all children." – Thomas Cole, Founder

Emma Jewel Charter Academy

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"BankUnited understands the challenges facing our communities; we applaud FCLF's efforts. Thank you for making our community a better place to live." – Katrina Wright, VP Comm. Dev.

BankUnited

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"FCLF is a difference maker! Their team provides solutions to bring about real change in a community." – Tim Marks, President & CEO

Metropolitan Ministries

“Our partnership with FCLF makes an enormous difference in overcoming the challenge of providing affordable housing." – Jo Ann Nesbitt, President/CEO

St. Jude Great Commission CDC

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development

HSBC Bank USA, N.A.

“Thank you so very much for the exceptional services. We truly value FCLF’s contributions to furthering our mission." – Michael L. Bean, CEO

Housing Authority of Brevard County

“Thanks to FCLF adults with disabilities are living independently, fully included in their community." – Sheryl Soukup, Exec Dir

Residential Options of Florida

"FCLF understood our context, embraced the project vision, and were willing to make an investment that others deemed as too risky." – Lynn Brockwell-Carey, Executive Director

Neighbor Up Brevard

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"Our partnership with FCLF allows us to build an attractive, state of the art facility that patients, staff, and community will be proud of." – Bakari Burns, President-CEO

Orange Blossom Family Health

"Aida Palms will be a lasting asset to the City of Lakeland. This revitalization wouldn't be possible without financing partners like FCLF." – Mitchell Rosenstein, Principal, Green Mills Group

Aida Palms

"Trinity Health is happy to partner with FCLF. We look forward to seeing the impact in the communities you serve." – Sr. Kathleen Coll, SSJ, Administrator, Shareholder Advocacy

Trinity Health

"We consider FCLF a valued partner and strong advocates for low-income communities and families. We look forward to many more years of working together." – Jennifer Westerbeck, Vice President

US Bancorp CDC

Our Partners

Support from Axiom Bank helps FCLF build strong communities.
Support from Axiom Bank helps FCLF build strong communities.
TD Charitable Foundation and TD Bank have supported FCLF's mission since 2006.
TD Charitable Foundation and TD Bank have supported FCLF's mission since 2006.
FCLF staff and supporters volunteer at Million Meals event.
FCLF staff and supporters volunteer at Million Meals event.
Nutritious snacks are a part of the healthy focused curriculum at Emma Jewel Charter Academy.
Nutritious snacks are a part of the healthy focused curriculum at Emma Jewel Charter Academy.
FCLF staff are active at statewide conferences and events.
FCLF staff are active at statewide conferences and events.
Catholic Charities, Diocese of Venice, financed the land for farmworker rental housing with FCLF.
Catholic Charities, Diocese of Venice, financed the land for farmworker rental housing with FCLF.
FCLF CEO and one of our supporters visit the ASPIRA Arts Deco school.
FCLF CEO and one of our supporters visit the ASPIRA Arts Deco school.
Neighbor Up, formerly BNDC, offers affordable housing in Brevard County.
Neighbor Up, formerly BNDC, offers affordable housing in Brevard County.
FCLF Staff are on hand at conferences and events to discuss our programs.
FCLF Staff are on hand at conferences and events to discuss our programs.
New rental homes are available for farmworker families at Casa San Juan Bosco.
New rental homes are available for farmworker families at Casa San Juan Bosco.
Greater Heights offers new, safe, affordable rental homes in what was formerly a high crime area.
Greater Heights offers new, safe, affordable rental homes in what was formerly a high crime area.
FCLF projects create jobs and stimulate development in low-income communities.
FCLF projects create jobs and stimulate development in low-income communities.
FCLF staff and US Legislative staff at an event honoring Youth of the Year.
FCLF staff and US Legislative staff at an event honoring Youth of the Year.
Support from Valley Bank helps FCLF build strong communities.
Support from Valley Bank helps FCLF build strong communities.
FCLF Staff meet and greet friends at an FLACDC event.
FCLF Staff meet and greet friends at an FLACDC event.
Rep. Daniel Webster visited FCLF staff.
Rep. Daniel Webster visited FCLF staff.
FCLF Financing to Neighbor Up Brevard helps provide affordable rental housing.
FCLF Financing to Neighbor Up Brevard helps provide affordable rental housing.
FCLF and the NMTC Program renovated a historic building into a small business incubaor.
FCLF and the NMTC Program renovated a historic building into a small business incubaor.
Rep. Ander Crenshaw visited KIPP Jacksonville School
Rep. Ander Crenshaw visited KIPP Jacksonville School
FCLF projects create jobs and stimulate development in low-income communities.
FCLF projects create jobs and stimulate development in low-income communities.
Support from TD Bank Charitable Foundation helps FCLF build strong communities.
Support from TD Bank Charitable Foundation helps FCLF build strong communities.
FCLF Board Members represent our investors, borrowers, and technical experts.
FCLF Board Members represent our investors, borrowers, and technical experts.
FCLF supporter, the Northern Trust Company, hosted a housing roundtable in Sarasota.
FCLF supporter, the Northern Trust Company, hosted a housing roundtable in Sarasota.
Emma Jewel Charter Academy offers education  for the whole child in Brevard County.
Emma Jewel Charter Academy offers education for the whole child in Brevard County.
The duPont Fund used FCLF and NMTC Financing to revitalize downtown Jacksonville.
The duPont Fund used FCLF and NMTC Financing to revitalize downtown Jacksonville.
DuPuis Pointe offers affordable, hurricane proof homes in Miami.
DuPuis Pointe offers affordable, hurricane proof homes in Miami.
FCLF Chief Lending Officer visits with the Executive Director of Neighbor Up (formerly BNDC)
FCLF Chief Lending Officer visits with the Executive Director of Neighbor Up (formerly BNDC)
Residents at Neighborhood Renaissance's Mathis Place enjoy affordable rent.
Residents at Neighborhood Renaissance's Mathis Place enjoy affordable rent.
FCLF representatives are ready to talk about your project success.
FCLF representatives are ready to talk about your project success.
FCLF staff with local supporters at Metropolitan Ministries Tampa.
FCLF staff with local supporters at Metropolitan Ministries Tampa.
FCLF and NMTC are creating a new facility for the Boys & Girls Clubs of Manatee County
FCLF and NMTC are creating a new facility for the Boys & Girls Clubs of Manatee County
ASPIRA of Florida offers education & mentoring with a focus on low-income and Latino students.
ASPIRA of Florida offers education & mentoring with a focus on low-income and Latino students.
FCLF financing to Housing Programs, Inc. helps provide affordable homes for ownership.
FCLF financing to Housing Programs, Inc. helps provide affordable homes for ownership.
The RCRI Conference allows FCLF staff to touch base with our religious supporters.
The RCRI Conference allows FCLF staff to touch base with our religious supporters.
Previous Next
Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.