Ability Housing, Dozier Apartments

Ability Housing, Dozier Apartments$500,000 FCLF financing
Term loan
14 units of affordable rental housing

Ability Housing has over 27 years of experience developing housing for vulnerable populations, with a mission to build strong communities where everyone has a home. From its start in Jacksonville, Ability Housing has expanded to Central and Southwest Florida, currently operating over 500 units of housing with a focus on low- to moderate-income, disabled individuals, homeless and other at-risk populations. Ability Housing’s commitment to providing quality, affordable, community-inclusive housing for individuals and families has been recognized by its peers and the community.

With financing from Florida Community Loan Fund, Ability Housing purchased Dozier Apartments in Jacksonville’s historic Springfield neighborhood. The 14 apartments are available to low- and moderate-income households in an area of good job opportunity that has little affordable housing.

Dozier Apartments is named in honor of Henrietta Dozier, Jacksonville’s first female architect. She was a pioneer in the field of architecture; an 1899 graduate from MIT and early advocate for sustainable affordable housing. In 1939 – well ahead of her time – she believed that an energy-efficient, vermin-resistant, comparatively inexpensive form of housing was right for the Southern climate and would eventually catch on.

Dozier Apartments was built in 2016 by Operation New Hope. Florida Community Loan Fund provided financing for the original construction.

Ability Housing also secured financing through FCLF for the Wayne Densch Center in Central Florida.


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Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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