Community Partners of South Florida

CPSFL typical home after rehab $500,000 FCLF financing
Revolving line of credit
9-12 single family homes for homeownership

“CPSFL appreciates the straightforward approach of FCLF staff. Our first loan closing had some challenges but we always found a way to work together and find a solution to resolve the issues at hand.” – Lynda Charles, Vice President of Housing Services

Community Partners of South Florida (CPSFL) was founded in 1986 and its mission is to partner with families to build healthy communities and improve their quality of life.

Originally known as Housing Partnership, CPSFL offers an array of services in housing and family services, reaching over 10,000 clients annually with:

  • Housing counseling and homebuyer education
  • Housing development through a community land trust
  • Supportive housing programs for special needs populations
  • Operation of a residential treatment program for addiction recovery
  • Mental health services including therapy and case management for children, adults, and families provided through Child & Family Mental Health Services component
  • Education and support for expecting and new parents
  • Other services for children and teens including mentoring and after school programs

With financing through a line of credit from Florida Community Loan Fund, CPSFL will purchase and rehabilitate single family homes, offering them for sale to low- and moderate-income families in Palm Beach County. The organization’s extensive capacity on both the development side as well as housing counseling and mortgage origination experience, will provide its clients with a full range of services along with a quality product.

The focus area for CPSFL’s development with this FCLF loan is Riviera Beach and the North End of West Palm Beach, in some of the oldest residential neighborhoods in the county, which were developed in the 1950s-70s. There is substantial potential for redevelopment, as approximately 27% of the homes in the target area are abandoned, have been demolished, or are severely distressed. The area has large pockets of severe poverty – ranging from 33% to 54% – and median household incomes ranging from 42% to 64% of the Area Median Income (AMI). The first project is in Riviera Beach and is a partnership with a faith-based group, Faith Deliverance- Feeding Hope Village. It is phase I of a larger multi-purpose church and affordable rental apartments.

The area is receiving renewed attention through the recent creation of the RISE initiative, which addresses the housing, healthcare, employment and educational needs of the community. RISE is supported by public and private sources.

Pictured: above, typical home after rehab. Below, the same home before renovations were made by CPSFL.

CPSFL typical home before rehab

Button View More

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

Sign Up for our Newsletter

©2024 FCLF - Florida Community Loan Fund, Inc. | Privacy Policy | Sitemap