Florida Home Partnership

Fl Home Partnership BayouPassWEST REGION
$1.5 million, 2 FCLF loans
63 single family homes
6,300 sq ft community center

 

“Thanks to the Florida Community Loan Fund, we are now the full-time developer in Sunset Hills, like in our other communities, which will enable us to accelerate helping qualified families build their homes…” – Earl Pfeiffer, Executive Director, Florida Home Partnership


In west Florida’s rural communities there is a great need for affordable housing. Florida Home Partnership helps meet this need by building developments where the homeowners have a hands-on role in their neighborhood.

Florida Home Partnership, a west Florida nonprofit founded in 1993, is committed to keeping housing affordable, and has won awards for implementing the USDA Self-Help model where homeowners contribute a minimum of 600 hours of “sweat equity” labor to help build their homes and the homes of their future neighbors in a newly established community.

Sunset Hills subdivision, near Dade City in rural Pasco County, will offer 63 new single-family homes to help alleviate the affordable housing need. The Self-Help model is the basis for construction in Sunset Hills, helping many families who might otherwise not be able to afford a home. Florida Community Loan Fund (FCLF) provided $733,000 in financing to Florida Home Partnership to assume ownership of the Sunset Hills subdivision. In conjunction with funds from Pasco County, FCLF previously provided loans to Tampa Bay CDC, the original land owners, for development of the subdivision’s infrastructure.. Florida Home Partnership has also upgraded the subdivision with a community center, playground, additional landscaping, and fencing. All construction will be certified to meet green building standards, which qualifies Florida Home Partnership for a lower interest rate on its FCLF loan.

With a second loan from FCLF, Florida Home Partnership will construct a community center in its Bayou Pass neighborhood, located near Ruskin in rural Hillsborough County – reported to be the fastest growing community in Hillsborough County. Also built using the Self-Help model, Bayou Pass consists of 303 homes. The community center will offer a spot for the neighbors to gather, hold neighborhood association meetings and other community events, and take advantage of the exercise room, swimming pool and playground. Through a partnership with the Hillsborough County Sheriff’s Department, the center also offers a small office and meeting space for deputies, which provides an extra element of security for the community. As in all Florida Home Partnership neighborhoods, employment in newly created positions is offered first to residents; as a result, over 50% of current staff members have come through the Self-Help ownership program. Bayou Pass community center will meet Florida Green Building Coalition (FGBC) standards, including water conservation, qualifying this loan for a reduced interest rate from FCLF.

Neighborhoods like Sunset Hills and Bayou Pass offer affordable homes for ownership to low-income families making 80% or less of area median income. They also have an economic impact by providing stable development, expanding the tax base, improving the surrounding community, providing employment for local residents, and increasing momentum for change.

Learn more at www.flhome.org

Pictured above, exterior of a community center similar to what will be built at Bayou Pass. Below, typical self-help model home, exterior and interior.

FHP Logo 2019

Fl Home Partnership typical self-help home  Fl Home Partnership Sunset Hills Interior   

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

"The Fathers Table Foundation appreciates the services FCLF provides and the impact on the communities you serve. We believe in your organization and your mission." – Dan Gilardi, President

Fathers Table Foundation

"Without FCLF's support, we would not have been able to deliver the services our area so desperately needs. We look forward to a lifetime relationship." – Tom Griffin, CEO

The Transition House, Inc.

"Without the FCLF initial loan to purchase land, we might not have been able to move forward with farmworker housing." – Peter Routsis-Arroyo, CEO, Catholic Charities, Diocese of Venice

Casa San Juan Bosco

"FCLF staff shares our vision and commitment to serve needy families and provide a high quality education to all children." – Thomas Cole, Founder

Emma Jewel Charter Academy

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"Aida Palms will be a lasting asset to the City of Lakeland. This revitalization wouldn't be possible without financing partners like FCLF." – Mitchell Rosenstein, Principal, Green Mills Group

Aida Palms

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

"When nobody else would take a chance on us, FCLF did. Woodlawn is thriving today and we will always be grateful for your part in that.." – PeterTollefson, Dean of Students

Woodlawn Community Academy

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

“FCLF will help us have significant ongoing impact in West Lakes as we help families set roots in this community.” – Camille Reynolds, Executive Director

Hannibal Square CLT

"We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas and supports the needs of our community." – Maria J. Thompson, Community Development Manager

Third Federal Savings

"Trinity Health is happy to partner with FCLF. We look forward to seeing the impact in the communities you serve." – Sr. Kathleen Coll, SSJ, Administrator, Shareholder Advocacy

Trinity Health

"We are delighted to partner with you to serve those most in need in our communities." – Eileen S. Coogan, President & CEO

Allegany Franciscan Ministries

"FCLF is a difference maker! Their team provides solutions to bring about real change in a community." – Tim Marks, President & CEO

Metropolitan Ministries

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development

HSBC Bank USA, N.A.

"Thanks to FCLF, we are one step closer to providing a permanent housing solution for veterans and others seeking quality housing at an affordable price." – Carrie Davis, Executive Director

Wealth Watchers

"We're thrilled to partner with FCLF to make our project a reality to serve generations of kids in our community." – Dawn Stanhope, President & CEO

Boys & Girls Clubs of Manatee County

FCLF Videos

View video testimonials from FCLF partners.
  • Florida Community Loan Fund and Orange Blossom Family Health, Bringing Healthcare to FL Communities
  • Florida Community Loan Fund and R.E.A.C.H. Strengthening Communities in South Florida
  • Florida Community Loan Fund helped Boys & Girls Clubs of Manatee County with New Markets Tax Credits
  • FCLF and Operation New Hope, Restoring Jacksonville’s Springfield Community
  • FCLF and SW Florida Collaboratory, Bringing Stability to a Fort Myers Neighborhood
  • FCLF and CDC of Tampa, Stability in East Tampa Neighborhoods
  • FCLF and The Transition House: Building Blocks for U.S. Veterans
  • FCLF and Wendover Housing: Building Blocks for An Aging Population
  • FCLF and CFHC: Building Blocks for Low Income Healthcare
  • FCLF, Reflecting on the Past, Shaping the Future
Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.