Hannibal Square Community Land Trust

HannibalSq CLT sample homeCENTRAL REGION
$500,000 FCLF financing
Line of credit for acquisition & rehab
7-8 affordable homes

“The Florida Community Loan Fund line of credit we received will help us to have significant ongoing impact in West Lakes. Along with our colleagues at the West Lakes Partnership, we intend to continue to renovate distressed homes, providing quality homeownership options for families looking to set roots in this community.” – Camille Reynolds, Executive Director

The West Lakes neighborhood in Orlando consists of typical Florida homes built from the 1950s to 1970s. Over the decades, the area has been severely impacted by concentrated poverty and high vacancy rates. Blight and vacant houses have been an ongoing issue. In recent years, the area has seen significant investment and improvements brought about by LIFT Orlando, the City of Orlando, and other partnering organizations.

Hannibal Square Community Land Trust has been dedicated to creating and preserving quality and affordable housing since 2004, providing opportunities for low-, very-low, and moderate-income families to secure housing that is controlled by the residents on a long-term basis. Originally focused on providing affordable housing in Winter Park, Florida, the Hannibal Square CLT has expanded its strategy to include housing in Orlando’s West Lakes neighborhood and other areas of Central Florida.

With a line of credit financing from Florida Community Loan Fund, Hannibal Square CLT has joined forces with West Lake Partnership to purchase and rehab 7-8 homes in West Lakes. The homes, both single and multifamily, are located on scattered sites throughout the area. Renovations and improvements will include energy efficient appliances, water-saving plumbing fixtures, upgrades to flooring, exterior, and any other areas that need attention. In addition to increasing quality housing stock available in the area, Hannibal Square CLT will work with new homebuyers to obtain financial counseling and available down payment assistance.

Returning quality, affordable homes to the West Lakes community will help create a stable environment for both long-standing and new residents, and allow these families to have more of their income available for other necessities such as food, health costs, and a better quality of life.


Click here to read the March 2019 Orlando Sentinel article about Hannibal Square Community Land Trust.

Pictured above: Example of a Hannibal Square Community Land Trust affordable home. Below, a “before” photo and a rendering after renovations.

HannibalSq CLT before     HannibalSq CLT after rendering

“We are proud to partner with FCLF on this project, which expands access to innovative, quality, comprehensive primary healthcare in our communities.” – Annie Neasman, President & CEO

Jessie Trice Community Health

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

"We're thrilled to partner with FCLF to make our project a reality to serve generations of kids in our community." – Dawn Stanhope, President & CEO

Boys & Girls Clubs of Manatee County

"The Fathers Table Foundation appreciates the services FCLF provides and the impact on the communities you serve. We believe in your organization and your mission." – Dan Gilardi, President

Fathers Table Foundation

"We appreciate the accomplishments your organization attains." - Robert Sucher, Executive VP

Sabadell United Bank

"FCLF understood our context, embraced the project vision, and were willing to make an investment that others deemed as too risky." – Lynn Brockwell-Carey, Executive Director

Brevard Neighborhood Development Coaliti…

“Thanks to FCLF adults with disabilities are living independently, fully included in their community." – Sheryl Soukup, Exec Dir

Residential Options of Florida

“We cannot thank FCLF enough for this partnership, creating permanent housing for our neighbors in need, and their commitment to Florida communities.” – Shannon Nazworth, President & CEO

Ability Housing

"BankUnited understands the challenges facing our communities; we applaud FCLF's efforts. Thank you for making our community a better place to live." – Katrina Wright, VP Comm. Dev.


"Our partnership with FCLF helps the American Dream of homeownership come true." – Michael Roberts, Exec Dir


"FCLF staff shares our vision and commitment to serve needy families and provide a high quality education to all children." – Thomas Cole, Founder

Emma Jewel Charter Academy

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"Without the FCLF initial loan to purchase land, we might not have been able to move forward with farmworker housing." – Peter Routsis-Arroyo, CEO, Catholic Charities, Diocese of Venice

Casa San Juan Bosco

"Trinity Health is happy to partner with FCLF. We look forward to seeing the impact in the communities you serve." – Sr. Kathleen Coll, SSJ, Administrator, Shareholder Advocacy

Trinity Health

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"We consider FCLF a valued partner and strong advocates for low-income communities and families. We look forward to many more years of working together." – Jennifer Westerbeck, Vice President

US Bancorp CDC

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.