Pathway 2 Success

Pathway Rehab 2017WEST REGION
Line of Credit for new construction or purchase/rehab and sale of affordable homes
26 homes, single and multifamily, for sale and rent
15 temporary construction jobs

"With financing through FCLF, we are able to continue providing affordable housing for low-income households who have great needs. We are proud when we can rehab a rental home without displacing a family, or offer an affordable home for ownership to a new family. These are the ways that, working together, we can build strong communities." – Christopher Jackson, President

In St. Petersburg, Florida, as in many areas throughout the state, there is a need for mentoring and leadership programs in low-income communities. In 2009, Pathway 2 Success was founded with a commitment to provide housing, rehabilitation, and guidance to youth, veterans, ex-offenders, abuse victims, and those with disabilities. In addition to Florida, the organization has worked in North and South Carolina, Arizona, and Indiana.

Pathway 2 Success focuses on the Midtown community south of downtown St. Petersburg, in an area that has seen recent economic redevelopment efforts. Through its outreach and work with disadvantaged populations, Pathway aims to build community leaders who will then serve as positive role models to their peers. Programs include working with children and teens to graduate from high school and resist negative peer pressure, as well as offering financial education, rehab services, and counseling to veterans, abuse victims, and ex-offenders. The goal is for all of these individuals to prosper and become model citizens.

Pathway's programs are funded in part through partnerships and donations. The founders have also begun to acquire and renovate real estate, and create housing that can be offered to program participants through rent agreements, or sold to provide income to further the organization's programs.

Florida Community Loan Fund has provided a Line of Credit to Pathway 2 Success. The first loan, in 2014, allowed Pathway to acquire 6 homes which provided housing for rent to low-income households and helped fund mentoring programs. Additional line of credit financing helps build new or acquire and renovate affordable homes. When homes are sold to a low-income household the line of credit can be used for another new home. In 2020 FCLF provided emergency working capital as part of its COVID-19 relief financing.

The financing through FCLF allows Pathway to increase the number of homes that can be developed by creating additional capital that will improve low-income neighborhoods in and around St. Petersburg.

For more information, visit

Pictured: above, sample Pathway 2 Success home after restoration. Below, a home in need of rehab, and Pathway 2 Success founders in a newly remodeled home.

pathway-sample-before-300x200     pathway-founders-300x200

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“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"Trinity Health is happy to partner with FCLF. We look forward to seeing the impact in the communities you serve." – Sr. Kathleen Coll, SSJ, Administrator, Shareholder Advocacy

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"Our partnership with FCLF helps the American Dream of homeownership come true." – Michael Roberts, Exec Dir


“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

“We are proud to partner with FCLF on this project, which expands access to innovative, quality, comprehensive primary healthcare in our communities.” – Annie Neasman, President & CEO

Jessie Trice Community Health

"FCLF staff shares our vision and commitment to serve needy families and provide a high quality education to all children." – Thomas Cole, Founder

Emma Jewel Charter Academy

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

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"Our partnership with FCLF allows us to build an attractive, state of the art facility that patients, staff, and community will be proud of." – Bakari Burns, President-CEO

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"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development


“Thanks to FCLF adults with disabilities are living independently, fully included in their community." – Sheryl Soukup, Exec Dir

Residential Options of Florida

"We appreciate the accomplishments your organization attains." - Robert Sucher, Executive VP

Sabadell United Bank

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

“The partnership with FCLF is very exciting for us – an essential component in providing greater access to fresh healthy food in downtown New Port Richey.” – Jeff Wright, Owner

Wright's Natural Market

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"FCLF understood our context, embraced the project vision, and were willing to make an investment that others deemed as too risky." – Lynn Brockwell-Carey, Executive Director

Neighbor Up Brevard

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.