Tampa Bay CDC

TBCDC sample home locWEST REGION
$1 MILLION FCLF construction line of credit
30 affordable single-family homes


From veterans to seniors to those who simply need help with their credit ratings, Florida has a large population seeking affordable housing. For many, the dream of home ownership may seem out of reach. That’s where organizations like Tampa Bay Community Development Corporation step in, to help households find solutions, to offer classes and counseling, and show them the way home.

Tampa Bay Community Development Corporation (CDC) was founded in 1982 to promote home ownership in a Clearwater neighborhood. In 1988, the organization’s focus area expanded to include Pinellas and Hillsborough Counties; and since then Pasco County has also been included in services and housing development.

The mission of Tampa Bay CDC is to provide education, counseling, and housing opportunities, and to revitalize neighborhoods for low- and moderate-income households. As a HUD-approved counseling agency and a NeighborWorks® America member, Tampa Bay CDC has helped more than 50,000 clients with home ownership education and classes, including pre-purchase counseling, finding down payment assistance, and avoiding foreclosure. Florida Community Loan Fund and Tampa Bay CDC have previously partnered on single family affordable homes in Pasco and Hillsborough Counties.

With a $1 million line of credit from Florida Community Loan Fund, Tampa Bay CDC will purchase homes in need of rehab; the homes will then be renovated and sold to first-time low-income home buyers, many of whom already receive counseling and attend classes. The end product is an affordable, move-in ready home. As Tampa Bay CDC enters a new phase of growth, this FCLF financing will allow the organization to purchase & renovate 10-20 homes annually over the next 3 years in Pasco and Pinellas Counties. These new homes can cost as little as $145,000, and when paired with pre-purchase classes and counseling, they can be the answer for a low-income household with a dream of home ownership. Putting homeowners into these reconstructed homes will stabilize market conditions in the communities and decrease the amount of blight. Additional funding is provided by Pasco County’s “POP” (Pasco Opportunity Program).

Learn more at www.tampabaycdc.org

Pictured above, a sample Tampa Bay CDC home similar to those made possible by FCLF financing.

Tampa Bay CDC Logo 2017

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

“We cannot thank FCLF enough for this partnership, creating permanent housing for our neighbors in need, and their commitment to Florida communities.” – Shannon Nazworth, President & CEO

Ability Housing

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"We couldn't achieve our mission of creating strong neighborhoods without FCLF's help. Their staff is always friendly, quick to respond, and efficient." – Bonnye Deese, Executive Director


"Our partnership with FCLF allows us to build an attractive, state of the art facility that patients, staff, and community will be proud of." – Bakari Burns, President-CEO

Orange Blossom Family Health

"We're thrilled to partner with FCLF to make our project a reality to serve generations of kids in our community." – Dawn Stanhope, President & CEO

Boys & Girls Clubs of Manatee County

"We are delighted to partner with you to serve those most in need in our communities." – Eileen S. Coogan, President & CEO

Allegany Franciscan Ministries

"Trinity Health is happy to partner with FCLF. We look forward to seeing the impact in the communities you serve." – Sr. Kathleen Coll, SSJ, Administrator, Shareholder Advocacy

Trinity Health

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

“The partnership with FCLF is very exciting for us – an essential component in providing greater access to fresh healthy food in downtown New Port Richey.” – Jeff Wright, Owner

Wright's Natural Market

"We appreciate the accomplishments your organization attains." - Robert Sucher, Executive VP

Sabadell United Bank

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"The Fathers Table Foundation appreciates the services FCLF provides and the impact on the communities you serve. We believe in your organization and your mission." – Dan Gilardi, President

Fathers Table Foundation

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

"Without the FCLF initial loan to purchase land, we might not have been able to move forward with farmworker housing." – Peter Routsis-Arroyo, CEO, Catholic Charities, Diocese of Venice

Casa San Juan Bosco

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

"FCLF was instrumental in making this important project a reality, bringing us one step closer to ending chronic homelessness in Miami-Dade County." – Dr. Paul A. Ahr, President & CEO

Camillus House

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development


FCLF Videos

View video testimonials from FCLF partners.
  • Florida Community Loan Fund and Orange Blossom Family Health, Bringing Healthcare to FL Communities
  • Florida Community Loan Fund and R.E.A.C.H. Strengthening Communities in South Florida
  • Florida Community Loan Fund helped Boys & Girls Clubs of Manatee County with New Markets Tax Credits
  • FCLF and Operation New Hope, Restoring Jacksonville’s Springfield Community
  • FCLF and SW Florida Collaboratory, Bringing Stability to a Fort Myers Neighborhood
  • FCLF and CDC of Tampa, Stability in East Tampa Neighborhoods
  • FCLF and The Transition House: Building Blocks for U.S. Veterans
  • FCLF and Wendover Housing: Building Blocks for An Aging Population
  • FCLF and CFHC: Building Blocks for Low Income Healthcare
  • FCLF, Reflecting on the Past, Shaping the Future
Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.