Tootie's Grocery

Tooties Grocery rendering CENTRAL REGION
$801,750 FCLF financing (2 loans)

Construction and term loan
4,275 sq ft Community market offering fresh foods

“FCLF has facilitated bringing Tootie’s Grocery from a dream into reality with their dedication to assist development of affordable housing in economically challenged communities and access to fresh produce, meats, and seafood in food deserts such as East Mims, Florida.” – Aldon Bookhardt, President


Tootie’s Grocery will be a new retail food store located in the city of Mims, Florida, in Brevard County. Located in an area that is low-income with low access to supermarkets, supercenters, and grocery stores, Tootie’s will offer a range of fresh produce, meats, seafood, prepackaged fresh meals, staples, packaged foods, and beverages – as well as items that are typically found in a convenience store, but with higher quality and lower prices. A hot food bar and café will also provide breakfast and lunch. Tootie’s will be within walking distance of everyone in the community; and provide goods and services that are not available within 3 miles.

The mission of Tootie’s Grocery is to respect the past, present, and future of the East Mims community. East Mims was once a thriving residential and business community that was the homestead of many African American families after World War II. Locals recall those in the civil rights movement, including residents Harry T. Moore and his wife Harriett who lost their lives when their home was bombed because of their activism with the NAACP. Tootie’s Grocery will be located at the corner of Harry T. Moore Avenue and Main Street, a location that pays honor to the local history and civil rights movement.

With financing from Florida Community Loan Fund, Tootie's Grocery will build and open this new 4,275 square-foot community grocery store, which will be a catalyst to the renaissance of East Mims. In addition to the new construction of Tootie’s Grocery, the community is anticipating an increase in the development of affordable housing. Tootie’s plans to be an integral part of the community, acting as a host site for the MLK Parade, for voter registration, and for short- and long-term community planning. There will be new jobs created, with a focus on providing jobs for locals that pay higher than minimum wage.

The principals of Tootie’s acquired another FCLF loan to refinance a 2-unit rental home, providing affordable housing nearby, and continue to build Affordable homes in East Mims.

FCLF has received funding for a portion of its food access projects from the U.S. Department of Treasury CDFI Fund’s Healthy Food Financing Initiative (HFFI).

Pictured above, architectural rendering of Tootie’s Grocery. Below, construction progress Fall 2021.

Tootie's Grocery, construction progress

View All Success Stories

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

“Thank you so very much for the exceptional services. We truly value FCLF’s contributions to furthering our mission." – Michael L. Bean, CEO

Housing Authority of Brevard County

“Our partnership with FCLF makes an enormous difference in overcoming the challenge of providing affordable housing." – Jo Ann Nesbitt, President/CEO

St. Jude Great Commission CDC

“Thanks to FCLF we’re able to provide brand-new safe, affordable homes for 90 families in a sustainable mixed-use, mixed-income community." – Mitchell Rosenstein, Founder & Principal

Green Mills Group

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

"Cade Museum is proud to be partners with FCLF and JPMorgan Chase. Thanks to the NMTC Program, we will provide a transformative asset to our community." – Jennifer Denault, COO

Cade Museum for Creativity & Inventi…

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"The Fathers Table Foundation appreciates the services FCLF provides and the impact on the communities you serve. We believe in your organization and your mission." – Dan Gilardi, President

Fathers Table Foundation

"FCLF plays a significant role in sustaining vibrant and thriving communities. We are pleased to support your ongoing community based efforts." – Ernie Diaz, South Florida Market President

TD Charitable Foundation

"We're thrilled to partner with FCLF to make our project a reality to serve generations of kids in our community." – Dawn Stanhope, President & CEO

Boys & Girls Clubs of Manatee County

"We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas and supports the needs of our community." – Maria J. Thompson, Community Development Manager

Third Federal Savings

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

"We appreciate the accomplishments your organization attains." - Robert Sucher, Executive VP

Sabadell United Bank

"Our partnership with FCLF helps the American Dream of homeownership come true." – Michael Roberts, Exec Dir

R.E.A.C.H.

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

"Trinity Health is happy to partner with FCLF. We look forward to seeing the impact in the communities you serve." – Sr. Kathleen Coll, SSJ, Administrator, Shareholder Advocacy

Trinity Health

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

"Aida Palms will be a lasting asset to the City of Lakeland. This revitalization wouldn't be possible without financing partners like FCLF." – Mitchell Rosenstein, Principal, Green Mills Group

Aida Palms

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.