PPP for 2021: Florida Nonprofits and Small Businesses Can Apply Through FCLF

12 January 2021

As of May 5, 2021, FCLF is no longer referring applicants to our PPP partners or accepting new inquiries through our Intake Form. The application period for PPP is scheduled to end on May 31, 2021.

With the passage of the latest COVID-19 CARES Act legislation, the Small Business Administration (SBA) has re-opened the Payroll Protection Program (PPP) in January 2021, with funding for loans to nonprofits and small businesses that have been adversely affected by the COVID-19 pandemic.

Florida Community Loan Fund (FCLF) is pleased to provide access to PPP loans to Florida nonprofit organizations and small businesses.

  • Our PPP focuses on nonprofit organizations based in Florida.
  • Small businesses can also access PPP through FCLF's network.
  • You do not need to be an existing FCLF borrower to apply. (Spread the word!)
  • No minimum loan size – we want all eligible PPP borrowers to have access
Intake Form: Tell Us You’re Interested in PPP through FCLF

The deadline for the federal Paycheck Protection Program is May 31, 2021. As of May 5, 2021, we can no longer accept inquiries for PPP loans.

We are not able to accept PPP inquiries through a website Intake Form as of May 5, 2021. Thank you for your interest in the program. 

About FCLF and our PPP program

FCLF’s core purpose is to maximize opportunities for people and places outside the economic mainstream. Since our beginning 25 years ago FCLF has supported Florida’s nonprofit sector. As a CDFI, we also want to make sure that small businesses, especially minority- and women-owned, have access to PPP loans.

For nonprofits seeking to access PPP, FCLF is partnering with the Community Reinvestment Fund, USA (CRF). This partnership brings together FCLF’s knowledge and experience in lending to Florida nonprofits, and CRF’s experience as an SBA-qualified lender. We are committed to making sure our nonprofit partners understand the requirements of the PPP and are ready to apply. Members of the FCLF PPP team will be available to assist you in submitting your application through CRF.

If you are a small business you can also apply through FCLF directly or through one of our peer CDFIs specializing in small business lending.

Whether your organization is a nonprofit or a small business, the intake form above is the first place to start. Our follow-up email will contain an application link.

The U.S. Small Business Administration, which oversees the PPP, has indicated that there will be funds available for all eligible borrowers that apply in this round.

Some things to note about the new PPP round:

  • The list of eligible and forgivable uses of PPP funds has been expanded from payroll, rent, covered mortgage interest, and utilities; and now includes certain operations expenditures, property damage costs, supplier costs, and worker protection expenditures.
  • Borrowers can set the covered period of their PPP loan to any length between 8 and 24 weeks to best meet their business needs.
  • Existing PPP borrowers can modify their First Draw PPP Loan amount, or apply for a Second Draw PPP Loan.

Florida Community Loan Fund is an equal opportunity provider. 

FCLF and PPP for Nonprofits and Small Businesses in Florida

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.