Florida Community Loan Fund Annual Report 2018

12 November 2018

Leading Capital. Strengthening Communities.

We are pleased to share the Florida Community Loan Fund 2018 Annual Report and proud to highlight success stories that inspire our work in addressing Florida’s community development needs:

a Vietnam veteran became a first time homeowner through R.E.A.C.H.
teachers and first responders will be able to afford high quality rental apartments thanks to Neighborhood Renaissance
vulnerable populations will have affordable healthcare delivered with dignity at Orange Blossom Family Health
children and youth will have opportunities to reach their full potential at a new facility for Boys & Girls Clubs of Manatee County

During fiscal 2018, FCLF provided $48.5 million in financing to projects throughout Florida. In addition, our quick response to the widespread damage caused by Hurricane Irma delivered critically needed, low-cost working capital to affected nonprofits across the state.

We continue to build a strong foundation that will ensure mission success in the future. With our new five-year Strategic Plan, we will increase our impact in Florida by delivering more capital through our existing lines of business and developing more ways to flow capital into the communities we serve.

Thanks to the investors, supporters, and all the partners who have made FCLF's accomplishments possible as we lead capital and strengthen communities. We are honored by the trust placed in our organization. We are excited for the future of Florida communities and take seriously our role to help bring opportunity and dignity to people and places outside of the economic mainstream.

Learn more in the online Florida Community Loan Fund 2018 Annual Report.
View and download a PDF of the Florida Community Loan Fund 2018 Annual Report.

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"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

“The collaboration with FCLF and using NMTC financing allows us to bring the most ambitious projects to life to benefit the communities we serve.” – Elodie Dorso, President & CEO

Community Health Centers of Pinellas

"BankUnited understands the challenges facing our communities; we applaud FCLF's efforts. Thank you for making our community a better place to live." – Katrina Wright, VP Comm. Dev.

BankUnited

"FCLF staff shares our vision and commitment to serve needy families and provide a high quality education to all children." – Thomas Cole, Founder

Emma Jewel Charter Academy

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

“Thank you so very much for the exceptional services. We truly value FCLF’s contributions to furthering our mission." – Michael L. Bean, CEO

Housing Authority of Brevard County

"We consider FCLF a valued partner and strong advocates for low-income communities and families. We look forward to many more years of working together." – Jennifer Westerbeck, Vice President

US Bancorp CDC

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

"We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas and supports the needs of our community." – Maria J. Thompson, Community Development Manager

Third Federal Savings

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

"We're thrilled to partner with FCLF to make our project a reality to serve generations of kids in our community." – Dawn Stanhope, President & CEO

Boys & Girls Clubs of Manatee County

“We cannot thank FCLF enough for this partnership, creating permanent housing for our neighbors in need, and their commitment to Florida communities.” – Shannon Nazworth, President & CEO

Ability Housing

"FCLF has proven its community impact and hard work. We are proud to partner with FCLF." – Leslie Watson, Analyst, Community Investments

Dignity Health

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

“FCLF will help us have significant ongoing impact in West Lakes as we help families set roots in this community.” – Camille Reynolds, Executive Director

Hannibal Square CLT

"FCLF understood our context, embraced the project vision, and were willing to make an investment that others deemed as too risky." – Lynn Brockwell-Carey, Executive Director

Neighbor Up Brevard

"FCLF is a difference maker! Their team provides solutions to bring about real change in a community." – Tim Marks, President & CEO

Metropolitan Ministries

"Cade Museum is proud to be partners with FCLF and JPMorgan Chase. Thanks to the NMTC Program, we will provide a transformative asset to our community." – Jennifer Denault, COO

Cade Museum for Creativity & Inventi…

Our Partners

FCLF Financing to Neighbor Up Brevard helps provide affordable rental housing.

FCLF Chief Lending Officer visits with the Executive Director of Neighbor Up (formerly BNDC)

ASPIRA of Florida offers education & mentoring with a focus on low-income and Latino students.

Neighbor Up, formerly BNDC, offers affordable housing in Brevard County.

The RCRI Conference allows FCLF staff to touch base with our religious supporters.

FCLF staff and US Legislative staff at an event honoring Youth of the Year.

DuPuis Pointe offers affordable, hurricane proof homes in Miami.

FCLF Board Members represent our investors, borrowers, and technical experts.

FCLF Staff meet and greet friends at an FLACDC event.

Rep. Ander Crenshaw visited KIPP Jacksonville School

New rental homes are available for farmworker families at Casa San Juan Bosco.

Support from TD Bank Charitable Foundation helps FCLF build strong communities.

Support from Axiom Bank helps FCLF build strong communities.

Residents at Neighborhood Renaissance's Mathis Place enjoy affordable rent.

The duPont Fund used FCLF and NMTC Financing to revitalize downtown Jacksonville.

Nutritious snacks are a part of the healthy focused curriculum at Emma Jewel Charter Academy.

FCLF staff are active at statewide conferences and events.

FCLF CEO and one of our supporters visit the ASPIRA Arts Deco school.

Greater Heights offers new, safe, affordable rental homes in what was formerly a high crime area.

FCLF supporter, the Northern Trust Company, hosted a housing roundtable in Sarasota.

Catholic Charities, Diocese of Venice, financed the land for farmworker rental housing with FCLF.

FCLF staff with Tampa's Chloe Coney at Metropolitan Ministries Tampa.

FCLF and the NMTC Program renovated a historic building into a small business incubaor.

FCLF representatives are ready to talk about your project success.

FCLF staff and supporters volunteer at Million Meals event.

TD Charitable Foundation and TD Bank have supported FCLF's mission since 2006.

FCLF and NMTC are creating a new facility for the Boys & Girls Clubs of Manatee County

FCLF projects create jobs and stimulate development in low-income communities.

Support from Valley Bank helps FCLF build strong communities.

Emma Jewel Charter Academy offers education for the whole child in Brevard County.

FCLF Staff are on hand at conferences and events to discuss our programs.

FCLF financing to Housing Programs, Inc. helps provide affordable homes for ownership.

FCLF projects create jobs and stimulate development in low-income communities.

Rep. Daniel Webster visited FCLF staff.

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