H.O.M.E.S., Inc.

HOMES typical homeSOUTH REGION
$500,000 FCLF FINANCING
Line of credit for acquisition & rehabilitation
4 Single family homes for ownership

H.O.M.E.S. stands for “Housing Opportunities, Mortgage Assistance, & Effective Solutions.” Founded in 1998 to improve blighted neighborhoods in Broward County, the organization’s name gives a good description of its programs:

  • Supportive Housing and Self Sufficiency Program for youth aged 18-24, primarily those aging out of foster care;
  • Home Ownership and Rental Housing Programs provide quality rental apartments and homes for sale to low-income families, helping prevent neighborhood deterioration caused by foreclosures;
  • Commercial Rental Program provides office space affordable to local small businesses;
  • Neighborhood Revitalization Program collaborates with local businesses, civic groups, and city government to improve the Central City CRA area of Broward County.

In their work with youth aging out of foster care, H.O.M.E.S. provides subsidized rental apartments for young adults together with support services such as paid internships, job and life coaching, financial capability classes, and higher education placement – all with a goal to help these individuals achieve self-sufficiency. To date, H.O.M.E.S. has also participated in new building and/or renovation of over 230 homes.

With financing from Florida Community Loan Fund, H.O.M.E.S., Inc. will build 4 new single-family homes on lots that were donated by Broward County. The homes will be affordable to low- and moderate-income households, and there are plans for future homes to be constructed as more lots become available.

The development of these 4 new homes will be done through collaboration with Broward Alliance for Neighborhood Development, or BAND. BAND consortium members work together on community development services in order to keep costs low and maximize services for the communities and residents they serve. Learn more about FCLF and BAND here

Learn more at www.homesfl.org.

 

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“Thanks to FCLF adults with disabilities are living independently, fully included in their community." – Sheryl Soukup, Exec Dir

Residential Options of Florida

"FCLF shows a clear strategy and demonstrated evidence of addressing prevalent community needs." – J. Reymundo Ocañas, Director, Corp Responsibility

BBVA Compass

“FCLF addresses local community needs, which aligns with our core values. We appreciate your commitment to our communities.” – Mellissa Slover-Athey, Comm Reinv Ofcr

CenterState Bank

"BankUnited understands the challenges facing our communities; we applaud FCLF's efforts. Thank you for making our community a better place to live." – Katrina Wright, VP Comm. Dev.

BankUnited

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Orange Blossom Family Health

"It is really working. FCLF is really touching low-income people." – Florida Community Loan Fund Founding Board Member

Sister Mary Heyser, RSHM

"Our relationship with FCLF provides the capital to achieve long-lasting impact." – Terri Murray, Exec Dir

Neighborhood Renaissance

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Griffin Heights

"We're thrilled to partner with FCLF to make our project a reality to serve generations of kids in our community." – Dawn Stanhope, President & CEO

Boys & Girls Clubs of Manatee County

"FCLF demonstrates a mission-oriented philosophy that is compatible and supportive, broadens our platform and deepens our portfolio of products and services." – Kent Adcock, CEO

Habitat for Humanity of Lake-Sumter

"Thank you to our friends at FCLF. Your staff has been patient and helpful. We'll make you proud!" – Bill Lazar, Executive Director

St. Johns Housing Partnership

"FCLF has a keen knowledge of Florida challenges & opportunities. We are confident our investment will be used to improve lives." – Kathleen Rizzo Young, Sr. VP, Community Development

HSBC Bank USA, N.A.

"We commend the important work of your organization, are glad to support its efforts." – Beverly Dabney

JPMorgan Chase Foundation

"Our partnership with FCLF helps the American Dream of homeownership come true." – Michael Roberts, Exec Dir

R.E.A.C.H.

"Aida Palms will be a lasting asset to the City of Lakeland. This revitalization wouldn't be possible without financing partners like FCLF." – Mitchell Rosenstein, Principal, Green Mills Group

Aida Palms

"We couldn't achieve our mission of creating strong neighborhoods without FCLF's help. Their staff is always friendly, quick to respond, and efficient." – Bonnye Deese, Executive Director

BAND

"We look forward to continuing our successful relationship with FCLF and working together to meet the needs of our communities." – Nancy Merolla, VP/CRA Officer

Florida Community Bank

"FCLF understands and is a part of what we are doing: helping families have the American dream of owning a home." – Isaac Simhon, Executive Director

Housing Programs, Inc.

"We appreciate how the work of FCLF primarily benefits low- to moderate-income individuals and areas and supports the needs of our community." – Maria J. Thompson, Community Development Manager

Third Federal Savings

"Trinity Health is happy to partner with FCLF. We look forward to seeing the impact in the communities you serve." – Sr. Kathleen Coll, SSJ, Administrator, Shareholder Advocacy

Trinity Health

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.