Florida Community Loan Fund (FCLF) is a statewide Community Development Financial Institution (CDFI). Established in 1994 as a 501(c)(3), we are a mission-based nonprofit organization dedicated to improving low-income communities throughout Florida by delivering flexible financing and staff expertise. Learn more about Our Impact.
Our lending provides various types of financing to meet the needs of nonprofit organizations and mission-based for-profit organizations that develop affordable housing, supportive housing, community facilities, and economic development projects. This financing can include loans for new construction, preservation, rehab, acquisition, lines of credit, and/or longer term permanent financing. Learn more about Borrowing from FCLF.
FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Opportunity and dignity exist for every person and community in Florida.
Our expertise and capital make projects succesful and help organizations improve lives and communities.
As Director of Finance, Jamaal R. Dickens manages the general accounting, financial reporting, audit activities, financial analysis and forecasting, and asset management requirements for the organization.
Mr. Dickens joined FCLF in 2023, bringing more than 15 years of experience in the areas of financial management and analysis, nonprofit and for-profit accounting, contract procurement and negotiations, governmental budgeting, and federal grant reporting. His managerial background includes Controller and Contracts Director roles within various nonprofit organizations, healthcare finance and for-profit corporations, as well as finance and accounting roles with State of Florida governmental entities, such as the Florida Department of Education, the Florida State Board of Administration, and the Florida College Prepaid Board.
Mr. Dickens holds an MBA from Florida Atlantic University’s College of Business, as well as Bachelors degrees in Accounting and Business Administration from Flagler College. Dickens is also a Lean Six Sigma Green Belt, specializing in improving efficiency in operational processes.