Florida Community Loan Fund (FCLF) is a statewide Community Development Financial Institution (CDFI). Established in 1994 as a 501(c)(3), we are a mission-based nonprofit organization dedicated to improving low-income communities throughout Florida by delivering flexible financing and staff expertise. Learn more about Our Impact.
Our lending provides various types of financing to meet the needs of nonprofit organizations and mission-based for-profit organizations that develop affordable housing, supportive housing, community facilities, and economic development projects. This financing can include loans for new construction, preservation, rehab, acquisition, lines of credit, and/or longer term permanent financing. Learn more about Borrowing from FCLF.
FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Opportunity and dignity exist for every person and community in Florida.
Our expertise and capital make projects succesful and help organizations improve lives and communities.
As a Community Development Loan Officer, Michael Jones underwrites community and economic development loans for Florida Community Loan Fund's commercial loan programs. Mr. Jones also provides technical assistance to borrowers throughout Central and Southwest Florida. Mr. Jones brings 7 years of commercial banking experience to FCLF having served in both administration and, most recently, portfolio management/ underwriting roles at both Truist and SouthState Bank. Mr. Jones underwrote both commercial and industrial and commercial real estate loans during his time at those institutions and is committed to using that experience to help low income communities throughout Florida. Mr. Jones is a 2015 graduate of UCF and has been a Florida resident since moving from Detroit, MI in 1996.