Thanks to our supporters, partners, and to the awe-inspiring work of the organizations our financing supports, fiscal 2017 was one of the most successful years for Florida Community Loan Fund. FCLF put over $55 million in new financing to work this fiscal year to support low-income people and communities. Read on to learn more about 3 of our borrowing partners and the people they serve. We are humbled to have been chosen as a finance partner for so many high-impact projects across Florida, and we are impressed with the character of the people our borrowers serve. Their resilience and resolve to improve their lives and their communities inspires us to do more. Today, more than ever, FCLF remains committed to honoring this resiliency by bringing stability during times of uncertainty. We strive for a state where all Floridians can live in dignity and treat each other with respect, no matter the differences between them.

“We are humbled to have been chosen as a finance partner for so many high-impact projects across Florida.”
Ignacio Esteban
ignacio esteban pic
ignacio esteban sign
ed timberlake picEd Timberlake
Board Chair
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With the help of our supporting and borrowing partners, we are improving Florida, one community and one person at a time. Highlights of fiscal 2017 include:

  • $55 million in new financing bringing our cumulative financing total to $306 million into projects with total costs of over $900 million.
  • $65 million New Markets Tax Credit Allocation award, distinguishing FCLF as the leader and most trusted partner in Florida’s NMTC field.
  • 98% of our strategic plan lending goal has been deployed. With one more operating year under our current strategic plan, we have already deployed $163 million of our $165 million 5-year goal. We’ll be sharing our new strategic plan in summer 2018.


Watch the videos to hear FCLF partners share their success stories in their own words. Scroll down to learn more about the people and communities that inspire our work.

CDC of Tampa report pic
SW FL Collaboratory report pic
Op New Hope report pic
CDC of Tampa report pic 2


  • 27% of Tampa renters are severely cost burdened
  • Gardens at Diana Point will bring 24 new affordable rental homes to East Tampa
  • FCLF & CDC of Tampa have partnered since 1999, with 7 FCLF loans totaling $3.3 million
“The passion and tenacity of CDC of Tampa, coupled with the capacity and capital of FCLF, is transforming communities and driving economic prosperity.” - Ernest Coney, CEO, CDC of Tampa
SW FL Collaboratory report pic 2


  • 500+ local residents in a low-income neighborhood will be served through on-site nonprofits
  • 10,000 sq-ft addition to historic train station will be a catalyst for community revitalization
  • $10 million in NMTC financing will make the Collaboratory a reality and the project will create an estimated 300+ jobs
“Just like the original railroad, this space will bring people together. A struggling neighborhood will be transformed, and nonprofits will collaborate in new ways.” - Sarah Owen, President & CEO, SW Florida Community Foundation
SW FL Collaboratory report pic 2
Op New Hope report pic 2


  • $24,800 is the average income at Operation New Hope’s Dozier Apts, only 46% of the $53,221 regional average
  • Operation New Hope has built 90 affordable homes and provided services to 4,200 ex-offenders and 7,200 children
  • FCLF financing of $500,000 helped build the $3.1 million Dozier Apts, where rent for all 14 units is based on income
“We couldn’t have pulled Dozier Apartments together without FCLF. This is the start of some great work in the Springfield district.” - Kevin Gay, Executive Director, Operation New Hope

Pictured at top, groundbreaking at Operation New Hope’s Dozier Apartments, financed by Florida Community Loan Fund

Core Purpose FCLF exists to maximize opportunities for people and places outside of the economic mainstream.
Our Vision Opportunity and dignity exist for every person and community in Florida.
Our Mission Our expertise and capital make projects successful and help organizations improve lives and communities.

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